The accountability obligations of an ADI are to take reasonable steps to:
(a) conduct its business with honesty and integrity, and with due skill, care and diligence; and
(b) deal with APRA in an open, constructive and cooperative way; and
(c) in conducting its business, prevent matters from arising that would adversely affect the ADI's prudential standing or prudential reputation; and
(d) ensure that each of its accountable persons meets his or her accountability obligations under section 37CA; and
(e) ensure that each of its subsidiaries that is not an ADI complies with paragraphs (a), (b), (c) and (d) as if the subsidiary were an ADI.