(1) Every cheque may be transferred by negotiation until it is discharged.
(2) Subsection ( 1) has effect in relation to a cheque notwithstanding anything written or placed on the cheque.
(3) Without limiting the generality of subsection ( 2), the crossing of a cheque does not affect the transferability of the cheque by negotiation.
(4) Nothing in this section affects the transferability of a cheque otherwise than by negotiation.