Commonwealth Consolidated Acts Commonwealth Consolidated ActsWhere a cheque payable to order is expressed to require the drawee institution to pay the sum ordered to be paid by the cheque jointly to or to the order of 2 or more payees or indorsees who are not partners, all those persons must indorse the cheque in order to transfer the cheque by negotiation unless the person indorsing has, or the persons indorsing between them have, authority to sign for the person, or all the persons, not indorsing the cheque.