(1) A product intervention order does not apply to a credit product entered into by a person if the person entered into the product before the order comes into force.
(2) A product intervention order does not apply to a person:
(a) in the person's capacity as a consumer; or
(b) who is in a class of persons specified in regulations made for the purposes of this paragraph.
(3) The regulations may provide that this Part does not apply to a credit product specified in the regulations.
Note: In a prosecution for an offence, the defendant bears an evidential burden in relation to the matters in this section (see subsection 13.3(3) of the Criminal Code ).