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PRIVACY ACT 1988 - SECT 21H

Permitted CP uses in relation to individuals

                   A use by a credit provider of credit eligibility information about an individual is a permitted CP use in relation to the individual if:

                     (a)  the relevant credit reporting information was disclosed to the provider under a provision specified in column 1 of the table for the purpose (if any) specified in that column; and

                     (b)  the provider uses the credit eligibility information for the purpose specified in column 2 of the table.

 

Permitted CP uses

 

Column 1

Column 2

Item

The relevant credit reporting information was disclosed to the credit provider under ...

The credit provider uses the credit eligibility information for ...

1

item 1 of the table in subsection 20F(1) for the purpose of assessing an application for consumer credit made by the individual to the provider.

(a) a securitisation related purpose of the provider in relation to the individual; or

(b) the internal management purposes of the provider that are directly related to the provision or management of consumer credit by the provider.

2

item 2 of the table in subsection 20F(1) for a particular commercial credit related purpose of the provider in relation to the individual.

that particular commercial credit related purpose.

3

item 2 of the table in subsection 20F(1) for the purpose of assessing an application for commercial credit made by a person to the provider.

the internal management purposes of the provider that are directly related to the provision or management of commercial credit by the provider.

4

item 3 of the table in subsection 20F(1) for a credit guarantee purpose of the provider in relation to the individual.

(a) the credit guarantee purpose; or

(b) the internal management purposes of the provider that are directly related to the provision or management of any credit by the provider.

5

item 5 of the table in subsection 20F(1).

the purpose of assisting the individual to avoid defaulting on his or her obligations in relation to consumer credit provided by the provider to the individual.

6

item 6 of the table in subsection 20F(1) for a particular securitisation related purpose of the provider in relation to the individual.

that particular securitisation related purpose.



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