Commonwealth Consolidated Acts

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PRIVACY ACT 1988 - SECT 6V

Meaning of repayment history information

             (1)  If a credit provider provides consumer credit to an individual, the following information about the consumer credit is repayment history information about the individual:

                     (a)  whether or not the individual has met an obligation to make a monthly payment that is due and payable in relation to the consumer credit;

                     (b)  the day on which the monthly payment is due and payable;

                     (c)  if the individual makes the monthly payment after the day on which the payment is due and payable--the day on which the individual makes that payment.

             (2)  The regulations may make provision in relation to:

                     (a)  whether or not an individual has met an obligation to make a monthly payment that is due and payable in relation to consumer credit; and

                     (b)  whether or not a payment is a monthly payment.



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