Commonwealth Consolidated Acts

PRIVATE HEALTH INSURANCE ACT 2007 - SECT 66.1

  (1)   An insurance policy meets the community rating requirements in this Division if:

  (a)   the policy prohibits the private health insurer that issued the policy from breaching the principle of community rating in section   55 - 5 in relation to a person insured under the policy; and

  (b)   the policy has no terms or conditions that would allow the insurer to * improperly discriminate against a person insured under the policy; and

  (c)   the only discounts (if any) available under the policy are discounts allowed under subsection   66 - 5(2); and

  (d)   unless the policy is issued under a new * product (see subsection   (2))--the premiums payable under the policy meet the premium requirement in section   66 - 5.

  (2)   For the purposes of paragraph   (1)(d), an insurance policy is issued under a new * product if the amount of premiums charged under policies in the product has not changed since the first policy in the product was issued.