ABSTUDY student start - up loans are income - contingent loans made under the ABSTUDY Scheme.

Broadly, full - time students who are receiving Living Allowance might be qualified for an ABSTUDY student start - up loan. A person can qualify for up to 2 loans each calendar year. To receive a loan, a person must make a claim before the end of the relevant period for each loan.

Once the person's income exceeds the minimum repayment income under the Higher Education Support Act 2003 and the person has finished repaying any debt under that Act and certain other income - contingent loan schemes, the person must start repaying debt in relation to ABSTUDY student start - up loans.