(1) A person is liable to pay a fee (a credit card surcharge ) if:
(a) the person pays a fee or charge, or part of a fee or charge; and
(b) the fee or charge is of a kind specified by the inister by a legislative instrument made for this paragraph; and
(c) the payment is made by credit card.
(2) The amount of the credit card surcharge payable in respect of the payment is as follows:
(a) for a payment made by Visa or MasterCard credit card--1.4% of the amount of the payment;
(b) for a payment made by American Express or Japan Credit Bureau (JCB) credit card--1.4% of the amount of the payment;
(c) for a payment made by Diners Club International credit card--1.99% of the amount of the payment;
(d) for a payment made by China UnionPay credit card--1.9% of the amount of the payment.
(3) The credit card surcharge is payable when the payment is made.
(4) The Minister may specify, in a legislative instrument, circumstances in which the credit card surcharge:
(a) must waive payment of the credit card surcharge in circumstances specified under paragraph (4)(a); and
(b) may waive payment of the credit card surcharge in circumstances specified under paragraph (4)(b); and
(c) must refund payment of the credit card surcharge in circumstances specified under paragraph (4)(c); and
(d) may refund payment of the credit card surcharge in
circumstances specified under paragraph (4)(d).