To avoid doubt, in working out for the purposes of this Division the maximum amount payable by an insurer under a contract of insurance, disregard the following:

(a) any right the insurer may have to a high cost claim indemnity under the Medical Indemnity Act 2002 ;
(b) any right the insurer may have to contribution from another insurer;
(c) any right to which the insurer is subrogated under the contract of insurance.