Commonwealth Numbered Regulations Commonwealth Numbered RegulationsThe following class of contracts of insurance is declared to be a class of contracts in relation to which Division 1 of Part V of the Act applies, namely, contracts that provide insurance cover (whether or not the cover is limited or restricted in any way) in respect of one or more of the following:
(a) financial loss in respect of:
(i) fares for any form of transport to be used; or
(ii) accommodation to be used;
in the course of a specified journey in the event that the insured person does not commence or complete the specified journey;
(b) loss of or damage to personal belongings that occurs while the insured person is on a specified journey;
(c) a sickness or disease contracted or an injury sustained by the insured person while on a specified journey;
where the insured or one of the insureds is a natural person.