Commonwealth Numbered Regulations

1997 No. 116 RETIREMENT SAVINGS ACCOUNTS REGULATIONS - REG 4.18

4.18. (1) For the purpose of subregulation (2), the following are categories
of benefits of an RSA holder:

   (a)  preserved benefits, as defined by regulation 4.04 or 4.05;

   (b)  restricted non-preserved benefits, as defined by regulation 4.09 or
        4.10;

   (c)  unrestricted non-preserved benefits, as defined by regulation  4.13. 

(2) For the purposes of this Part, the terms and conditions of an RSA, or the
RSA provider, may alter the category of any benefits but not so as to:

   (a)  decrease the amount of the RSA holder's preserved benefits in the RSA;
        or

   (b)  increase the amount of the RSA holder's unrestricted non- preserved
        benefits in the RSA.