(cf s 19 (2) MACA)
If, as a consequence of the change in ownership of a motor vehicle, a change
in use of a motor vehicle, a change in the place at which the motor vehicle is
usually garaged or any other change, a higher premium would be payable in
relation to the vehicle than the premium paid or payable under the
third-party policy in force in relation to the vehicle before the change
occurred, the licensed insurer may recover the appropriate difference from the
owner as a debt in a court of competent jurisdiction.