A notice under section 287A of the 1998 Act of an insurer's decision on a review is to--
(a) be in writing, and
(b) contain the information referred to in clause 38(1), and
(c) contain a concise and readily understandable statement of the reason for the insurer's decision and of the issues relevant to the decision, and
(d) identify any provision of the workers compensation legislation on which the insurer relies in making the decision.