Part 1, division 4--
insert--
'A reference in this Act to the amount payable under an insurance policy in relation to an occupational liability includes a reference to--
(a) defence costs payable in relation to a claim, or notification that may lead to a claim (other than reimbursement of the defendant for time spent in relation to the claim), but only if those costs are payable out of the 1 sum insured under the policy in relation to the occupational liability; and
(b) the amount payable under or in relation to the policy by way of excess.'.