(1)  A person may discriminate against another person on the ground of disability in the provision of services relating to any annuity or insurance or superannuation if the discrimination –

(a) is based on actuarial, statistical or other data from a reliable source; and

(b) is reasonable having regard to that data and any other relevant factors.

(2)  Subsection (1) only applies if a person discloses to the Tribunal, when required to do so –

(a) the sources on which the data are based; or

(b) the relevant factors on which the discrimination is based.