An amount standing to the credit of the fine defaulter referred to in section 78(1) in an account in an ADI or a co-operative is, for the purpose of section 78(4)(a), a debt due or accruing to the fine defaulter, despite any of the following conditions applicable to the account not being satisfied—
(a) that a demand or notice is required before money is withdrawn;
(b) that a personal application must be made before money is withdrawn;
(c) that a deposit book must be produced before money is withdrawn;
(d) that a receipt for money deposited in the account must be produced before money is withdrawn.