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[2011] NSWSC 1416
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Davy v Black [2011] NSWSC 1416 (16 November 2011)
Last Updated: 13 December 2011
Case Title:
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Hearing Date(s):
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Decision Date:
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Before:
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Associate Justice Macready
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Decision:
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1. I order that the plaintiff receive a legacy out
of the notional estate of the deceased referred to hereunder of $975,000, of
which
$500,000 has already been paid. 2. I order that the plaintiff's costs
on the ordinary basis and the defendants' on an indemnity basis be paid or
retained out of the
notional estate designated hereunder. 3. I designate the
following real estate, to the extent necessary to meet the legacy and the costs
ordered to be paid, as notional
estate of the deceased: (i) the property in
Howe Street, Finley in the names of the defendants; (ii) the block of flats
at Headford Street, Finley in the names of the defendants; (iii) the
defendants' property at Tarakan Street, Wodonga; (iv) the defendants'
property at Thomas Mitchell Drive, Wodonga; (v) the defendants' property at
Bralgon Street, North Albury; (vi) the defendants' property at Hereford
Street, Wodonga. 4.I reserve liberty to apply. 5. I order that the
exhibits be returned.
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Catchwords:
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WILLS AND ESTATES - Succession Act 2006 -
application for family provision order by daughter of deceased - plaintiff and
first defendant both daughters of deceased -deceased
left racehorse to defendant
but died intestate as to residue of estate -transfers of assets to defendants
during deceased's lifetime
- further provision made for plaintiff
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Legislation Cited:
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Cases Cited:
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Texts Cited:
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Parties:
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Helen Margaret Davy (plaintiff) Jeanette Louise
Black (first defendant) Noel James Black (second defendant)
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Representation
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Mr R Colquhoun (plaintiff) Mr JB Whittle SC
& Ms L Wilson (defendants)
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- Solicitors:
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Stacks Forster (plaintiff) Lumleys
(defendants)
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File number(s):
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Publication Restriction:
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JUDGMENT
- HIS
HONOUR : This is an application under the Succession Act 2006 in
respect of the estate of the late John Archibald Tulloch, who died on 24
November 2009, aged 78 years. The deceased was survived
by his two daughters,
Helen, the plaintiff and, Jeanette, the first defendant. The second defendant,
Noel James Black, is Jeanette's
husband and the second defendant in the
proceedings.
Last will of the deceased
- The
last will was made on 2 December 2008. In that will he left his racehorse
"Excelltastic" to Jeanette and he appointed her executrix
and trustee.
- He
made no provision for residue and, accordingly, died intestate as to the rest of
his estate. As his wife had predeceased him, his
two children took on intestacy.
Assets in the estate
- At
the date of his death, his estate had a value of $401,027, which included a half
share of his racehorse, various debts and small
amounts of personalty and cash.
- At
the date of death, the deceased was engaged in litigation over an alleged
transfer by him of a half share of his horse to a Mr
Braybon. That litigation
was continued by Jeanette until its resolution in a judgment given by Brereton J
on 17 June 2010. She did
this at the request of the deceased before he died. She
was unable to settle the proceedings and they ran their full course. The
judgment held that there had been no undue influence and the result was a loss
for the deceased and his estate as his Honour decided
that the estate and the
defendant owned the horse equally. Costs were ordered against the estate. The
horse has now been sold.
- After
getting in all assets, all monies (other than $5,412.13 and a possible claim
against Mr Braybon) were paid in costs and other
expenses of the litigation and
the estate.
- In
addition, Jeanette has paid tax and funeral expenses of $21,845.51 from her
funds. She and her husband have also paid $343,561.29
for costs, tax and other
expenses in respect of the horse and its litigation.
- In
addition, Jeanette has, at the request of the deceased, paid from her funds the
sum of $500,000 to the plaintiff.
- The
present assets in the estate amount to $5,412.13 and a possible claim against Mr
Braybon for $36,785.76. Apart from the liability
of the estate to Jeanette for
the sums of $21,845 and $343,561, there is also owed by the estate costs due to
the Jeanette in the
horse case of an amount not yet assessed but estimated by
Jeanette at $364,458.
- The
defendants' legal costs and estate administration costs amount to $88,637.
- The
plaintiff's costs in these proceedings are estimated on an indemnity basis at
$185,000 and on the ordinary basis at $140,000.
- It
may be wondered at this stage how the expenses were met. The answer lies in the
fact that the deceased was a wealthy man until
shortly before his death. Apart
from helping both his daughters during their lives, he also transferred to the
defendants the following:
- on 18 August
2008, his house at Howe Street, Finley, worth now between $180,000 and $200,000
- on 18 August
2008, a block of flats at Headford Street, Finley, worth now between $90,000 and
$100,000
- in September
2008, Origin Energy shares worth $906,859
- on 28 August
2009, the sum of $334,264.58
- on 25 August
2009, shares then worth $1,711,016
- on 29 September
2009, further shares worth $52,155
- This
is a total of between $3,274,296 to $3,304,296. As I have mentioned, the
deceased died on 24 November 2009.
- The
transfer of the Origin Energy shares was consideration for the Jeanette and her
husband giving up their employment at Albury and
coming to Finley to live with
the deceased and look after him.
Family history
- The
deceased was born in January 1931 and his two children were born, Helen in
October 1966 and Jeanette in November 1967.
- Jeanette
married her first husband in January 1987. They moved into a block of flats
which the deceased owned in Macauley Street,
Albury, which they managed for him
in exchange for paying no rent on.
- In
1989 the plaintiff Helen and Jeremy Davy purchased a flat in Fallon Street,
Albury. They used $20,000 from her husband's inheritance
and borrowed the rest
of the purchase price. They sold it in 1990 and purchased a hair studio business
at Taree. Helen and Jeremy
were married in 1991 at Taree.
- Jeanette
had her first son Brett in February 1991.
- In
1993 things changed again for the Helen as the hair studio was sold and they
then moved back to Albury.
- In
August of that year Jeanette had a daughter Brianna.
- By
April 1995 the Helen and her husband's first child Brad was born.
- Unfortunately,
in 1996 Jeanette and her first husband separated. Around this time - and both
the daughters seem to think it was perhaps
in 1994 - the deceased gave them
$30,000 each.
- In
September 1996 Helen and her husband sold their apartment in Albury, moved up
the coast for a short period and then moved back
to Albury where they lived in
one of the deceased's flats rent-free. They had their second child Nathan in
August 1997.
- In
December 1997 Helen and her husband, using the funds of $62,000 which were
provided by the deceased, purchased a property in Atkin
Street, Albury. Although
that covered the whole of the purchase price, there was work that had to be done
to the property and in
April 1998 they mortgaged it to the Commonwealth Bank for
$20,000 to carry out the necessary repairs.
- The
deceased's health started to fail, and in 1998 he had a heart valve replacement
operation. His wife, the parties' mother, died
in January 1999.
- During
1999 an event occurred which affected the Jeanette: At the deceased's request,
she sold a property in Teal Street, Albury and
used the money to do up the
deceased's flats in Macauley Street, Albury. This was in exchange for a promise
made by the deceased
that she could live there and would inherit it in due
course. This did not happen as the deceased sold the flats in August 2001,
prompting a break in their relationship for about 12 months.
- In
mid 2000 the deceased married an old friend Pat Spicer, but the marriage only
lasted for six months. Notice has been given of the
proceedings to her and she
makes no claim.
- By
2002 the deceased was having further operations for a faulty heart valve, and
that was not completely successful.
- Helen's
third child Alex was born in May 2002.
- Shortly
thereafter, the deceased was in intensive care for six weeks, and a further four
weeks later in the year at Albury Base Hospital.
- It
was in April 2004, Helen says, that the deceased purchased the Land Rover for
her for $29,650. Apparently, $9,000 was repaid and
the balance was forgiven by
the deceased.
- Between
October 2002 and January 2006 Helen and her family stayed with the deceased in
his home at Finley on most weekends and helped
him. By this stage he was
starting to go downhill. Jeanette also kept in touch regularly by phone.
- In
the first six months of 2006 Helen and her husband and three sons moved in to
live with the deceased at his Finley home.
- On
29 June 2006 there was an incident in which the deceased, suddenly and without
warning, told, in very abrupt and rude terms, Helen
to leave his house and not
come back. He picked up a plate, threw it across the room and nearly hit a
child. They left the home a
couple of days later.
- Later
that year in 2006, the Helen and her husband sold their property at Atkin Street
for $220,000 and received a bit over $100,000
from the sale. They then moved to
Forster.
- By
March 2007 Jeanette had married her present husband, Noel Black. They continued
to visit the deceased fortnightly, doing maintenance
and chores but they also
looked after the Finley flats.
- The
defendants purchased a property in Hereford Street, Wodonga in March 2007. The
purchase price was $172,000 and they borrowed $150,000
for that purchase. They
and their children - that is, the first defendant's daughter Brianna and the
second defendant's son - then
moved into that house.
- In
April 2007 there was the gift of half of the racehorse which I have already
referred to, which led to the litigation and was a
burden on the deceased's
estate for some time until it was completed.
- In
April 2007 the defendants purchased a home at Tarakan Street in Wodonga. This
was purchased for $260,000. The funds were provided
by the deceased, together
with $10,000 for the expenses.
- In
that year the deceased had some trips to Queensland.
- In
August 2007 the deceased was back in hospital in Finley, and after that he
stayed for a short time with the defendants.
- Later
in August he was back in Wodonga Hospital, having had a mild heart attack, and
then in October was admitted to Finley Hospital
with pneumonia.
- In
November 2007 the defendants purchased a property in Thomas Mitchell Drive,
Wodonga for $205,000, using mortgage funds over that
and their other property.
They continued of course to keep in contact with the deceased.
- In
April 2008 they took the deceased on a trip to Queensland, and there was a visit
to Helen and Jeremy, according to Helen.
- On
18 August 2008 there was transfer of the deceased's home in Howe Street, Finley
and the block of flats in Finley to the defendants
for no consideration.
- In
late August there was a discussion between the deceased and the defendants when
he asked them to move to Finley to care for him
in exchange for compensation,
and they agreed. This compensation was a transfer of the Origin Energy shares,
which were transferred
towards the end of September, worth then $906,859.
- The
deceased made his last will, as I mentioned, on 2 December 2008. Shortly
thereafter, the defendants moved in with him in Finley.
- By
March next year, he had episodes in hospital, and a final trip to Queensland
happened between June and July. By August he had been
admitted to Tocumwal and
Finley Hospitals.
- On
28 August was the transfer of the cash in the amount of $334,264, to which I
have referred. In September there was a transfer of
the shares worth $1,711,016.
The deceased died on 24 November.
- In
December Jean gave Helen the $500,000 in accordance with the deceased's wishes.
- In
July 2010 the defendants purchased a property at North Albury.
- In
October probate was granted.
- In
November, using part of the proceeds of the $500,000, Helen and her husband
purchased a property at Calamas Place in Forster.
Eligibility
- The
plaintiff, Helen, and the first defendant, Jeanette are eligible persons.
- In
applications under the Family Provision Act 1982, the High Court in
Singer v Berghouse [1994] HCA 40; (1994) 181 CLR 201 has set out the two-stage approach
that a Court must take. These comments are equally applicable to claims under
the Succession Act . At page 209-210 the Court said the following:
"The first question is, was the provision (if any) made for the applicant
'inadequate for (his or her) proper maintenance, education
and advancement in
life'? The difference between 'adequate' and 'proper' and the interrelationship
which exists between 'adequate
provision' and 'proper maintenance' etc were
explained in Bosch v Perpetual Trustee Co Limited . The determination of
the first stage in the two-stage process calls for an assessment of whether the
provision (if any) made was
inadequate for what, in all the circumstances, was
the proper level of maintenance etc appropriate for the applicant having regard,
amongst other things, to the applicant's financial position, the size and nature
of the deceased's estate, the totality of the relationship
between the applicant
and the deceased, and the relationship between the deceased and other persons
who have legitimate claims upon
his or her bounty.
The determination of the second stage, should it arise, involves similar
considerations. Indeed, in the first stage of the process,
the court may need to
arrive at an assessment of what is the proper level of maintenance and what is
adequate provision, in which
event, if it becomes necessary to embark upon the
second stage of the process, that assessment will largely determine the order
which
should be made in favour of the applicant. In saying that, we are mindful
that there may be some circumstances in which a court could
refuse to make an
order notwithstanding that the applicant is found to have been left without
adequate provision for proper maintenance.
Take, for example, a case like
Ellis v Leeder , where there were no assets from which an order could
reasonably be made and making an order could disturb the testator's arrangements
to pay creditors."
- I
turn to consider the situation of both the deceased's children.
The situation in life of Helen
- Helen
is 44 years of age, married, with three dependant children, aged 16, 14 and 9.
- She
works part-time as a hairdresser, earning $350 per week net. They receive a
family assistance allowance of $174 per week. Her
husband is in his first year
working as a real estate agent and earns $600 per week plus an allowance of $150
for a car and a telephone.
He has an entitlement to commission but evidence is
silent as to what he has been earning in this respect. Their outgoings, which
include mortgage repayments of $515 per week, are just covered by their income.
- It
will be recalled that Helen received $500,000 in December 2009. She used part of
it to purchase the present home at Forster and
some to purchase two new
vehicles. There is no explanation of where the whole $500,000 were spent but
their present assets are as
follows:
Home - Calamas Place, Forster
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$520,000
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2010 Toyota land Cruiser motor vehicle
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$78,000
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2010 Honda CRV motor vehicle
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$37,000
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Boat - 12 ft Tinny & outboard motor
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$12,000
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Household furniture & furnishings
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$20,000
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Commonwealth Bank account
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$800
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ANZ Bank account
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$15,000
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Trust account Stacks/Forster
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$1,700
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Superannuation - Jeremy Health Super
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$29,000
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Superannuation - Helen AXA
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$2,500
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TOTAL
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$716,000
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- There
is no suggestion of undisclosed assets. They owe $338,000 on a mortgage and
$1500 for dental fees for their son. They also are
liable for the costs of the
proceedings.
- The
history I have recounted shows a continual involvement of the family with the
deceased. It is apparent that the deceased was a
difficult person. All agreed
that with him, "In one minute you were in and in the next minute you were out".
- The
incident which led to Helen's family leaving the deceased was a sudden and
unexplained event. Notwithstanding this, contact was
resumed.
- The
deceased was critical of Helen for, without reference to him, mortgaging the
property given to them in Albury. The mortgage was
necessary to make the house
liveable. He eventually got over this but there is some suggestion in the
evidence that he still worried
about what he perceived as Helen's improvidence,
apparently stemming from this incident.
- There
was also an incident when Helen was either molested as a child or had a
relationship with a married man at a young age. Although
it bothered the
deceased, it obviously became something that did not stop his relationship with
his daughter.
- There
is nothing in the relationship which would cause me to reduce the claim by
Helen.
- Although
Helen cared for the deceased, she did not contribute to the estate. In contrast,
she received support from the deceased,
which included the $30,000 in 1994. She
purchased the property in Atkin Street, Albury in 1997 with a gift of $62,000
from the deceased.
There was a purchase of the Land Rover. There was also the
provision of accommodation at various times.
The situation in life of Jeanette
- Jeanette
is married, aged 43 years, with two children who are aged 20 and 17.
- Although
she trained at one stage at a nurse, she had a brain aneurysm in October 2008.
That ended her chance of being a nurse. She
has been affected by this and
suffers from a lack of memory. The only way she can keep track of history is her
diary which she now
maintains.
- Jeanette
has not put forward her financial situation for consideration by the Court. In
these circumstances, the Court can proceed
on the assumption that she does not
want the Court to take it into account.
- However,
notwithstanding this, the evidence shows that she works part-time three days a
week. Her husband does not work, mainly due
to a problem he has with atrial
fibrillation. That is a very serious condition for him and he has been
hospitalised frequently for
this problem.
- Apart
from the transfer to Jeanette and her husband which I have referred to above,
the other evidence in the case discloses the following
properties as being owned
by the first defendant or the first defendant and her husband, the second
defendant:
- their residence
at Tarakan Street, Wodonga, worth $220,000 to $230,000
- a property at
Thomas Mitchell Drive, Wodonga, worth $205,000 to $215,000
- a property at
North Albury, worth $175,000 to $185,000
- a property at
Hereford Street, Wodonga, worth $185,000 to $195,000
- This
is a total of between $785,000 to $825,000. There are mortgages on property
apparently in the sum of some $200,000.
- The
assets transferred in the last two years have been reduced by some $1,015,406 to
partly pay off the mortgage, pay Helen the $500,000
and pay the estate expenses.
Thus, the net worth of Jeanette and her husband is between $3,043,890 and
$3,113,890 dollars.
- Apart
from a gift of $30,000 in 1994 the home at Tarakan Street, Wodonga was purchased
with all funds being provided by the deceased.
However, it was not all one way.
- As
I have mentioned, Helen in 1999, at the deceased's request, sold her house in
Albury and spent the proceeds of $20,000 in renovating
her father's block of
flats in Macauley Street, Albury. As I have recounted, he promised them to her
when he died, but he sold it
in 2001. This caused a rift between them for 12
months, which seems to be the only major difference that they had that caused
any
break in the relationship.
- The
relationship was at times difficult due to the deceased's nature, but in
December 2008 she and her husband gave up employment
and moved to Finley to care
for the deceased till he died. They obviously cared well for him in this period
despite his difficulties.
Consideration
- The
plaintiff, Helen, has been paid, at the deceased's request, $500,000 out of the
assets which he transferred to Jeanette. In effect
it was his provision for
Helen.
- It
is necessary to see how Helen has been left without adequate and proper
provision for her maintenance, education and advancement
in life. She expressed
that claim in her affidavit in these terms:
An amount to cover the additional cost of upgrading our home by purchasing a
house in an area with greater longterm potential in,
for instance, Becker Road,
Forster for $885,000 (in the current market) which includes agent's fees on the
sale of our home, stamp
duty on the purchase of the new home and legal costs and
incidentals in respect of both the sale and purchase of approximately $60,000
$425,000
Schooling in Years 11 and 12 for the three boys at an Armidale Boarding
school (e.g. The Armidale School, which is co-ed):
Brad - years 11 and 12 tuition & boarding fees for 2 years
$68,310
Nathan - years 11 and 12 tuition & boarding fees for 2 years
$68,310
Alexander - years 11 and 12 tuition & boarding fees for 2 years
$68,310
Orthodontist - Dr A Abraham - Jeremy
$15,700
Orthodontist - Dr A Abraham - Jeremy
$5,600
Nathan - Orthodontic (braces)
$7,000
An education holiday in Europe (England, France) for my husband and I and the
three children
$25,000
An amount to cover contingencies for the vicissitudes of life including
health and employment
$100,000
TOTAL
$783,230
(4) The total amount needed to clear our current liabilities of $339,500 (not
including legal costs), and an amount to provide for
our future needs in the sum
of $783,230, is therefore $1,122,730.
- The
defendants submitted that in the circumstances there was no need demonstrated
and that the proceedings should be dismissed.
- The
claim has to be assessed having regard to the fact that Helen has already
received $500,000 from the deceased's assets which puts
her into her present
financial situation, which is not unusual for most of the Australian population
at that stage in their life.
- In
assessing the claim, regard must be had to others having a claim on the bounty
of the deceased. Jeanette is the only one and, disregarding
her financial
situation, her good relationship with the deceased and her position as one of
his two daughters gives her a very strong
moral claim.
- Also
of course one needs to take into account the size of the estate. The actual
estate is nonexistent but there is - even excluding
the Origin Energy shares - a
large notional estate.
- The
plaintiff relied upon the case of Lloyd-Williams v Mayfield [2005] NSWCA
189 and at first instance Mayfield v Lloyd-Williams [2004] NSWSC 419.
- In
that case there was a modest estate of a little in excess of $410,000 and
notional estate of $5,345,661. The trial judge awarded
a legacy of $850,000 to
the plaintiff, the deceased's able-bodied adult daughter who had means.
- Bryson
JA, who gave the Court's judgment, said at paras 31 to 32 the following:
"The facts in the present proceedings have features which are rarely
encountered in contentious claims under the Family Provision Act 1982;
particularly rarely are they encountered together. One is that the interests
involved and the value of the shares designated as
notional estate are very
large, in comparison with estates ordinarily dealt with. Another is that the
provision ordered for the respondent
by White J cannot in reality have any
significant adverse affect on the wellbeing of the appellant and cannot impose
any hardship
upon her, as she is otherwise provided for out of the estate of Mrs
Shirley Stewart in an extremely ample way; there was no attempt
to show that she
could incur any kind of hardship. Another is that the respondent does not have
any needs in terms of lack of present
provision for necessities and amenities of
life, on ordinary scales of needs as understood in the community generally. The
concepts
of needs and competition for their satisfaction out of the estate are
usually prominent in litigation under the Family Provision Act 1982, but
they have no place here.
It was open to White J and altogether appropriate to look well beyond needs
when interpreting and applying community standards to
decide what provision the
Court ought to order. The concept of advancement in life can take consideration
well beyond needs. The
purposes White J considered are not concrete projects,
but are means of appraising the provision which ought to be made, and of giving
dimensions to an exercise which cannot be made highly concrete. Nothing commits
the respondent to using the provision in the ways
which White J considered."
- The
Court of Appeal dismissed the appeal.
- Inherent
in the decision at first instance and on appeal is the Court's consideration of
the matters taking into account the amount
of the notional estate. I think
particularly that in this case, when considering both questions, I should take
into account the amount
of the notional estate (excluding the Origin Energy
shares) as a result of the transfers by the deceased in the last two years of
his life.
- Doing
this, there plainly is a relatively large amount available which should be
considered in the exercise of assessing Helens claim.
- The
present home of Helen and her husband is a 10-minute walk from the central
shopping area. It is a double-storey brick veneer home
with:
- four double
bedrooms with built-in wardrobes
- a double
electric door garage
- open-plan living
and dining area
- an extra living
area upstairs
- It
seems to be presented well and of recent construction. It is suitable for the
family.
- The
claim to upgrade it at a cost of $425,000 seems to be to increase in investment
or a desire to move to a more upmarket area of
Forster.
- Bearing
in mind the other claims made and the notional estate available, I do not think
that this is an appropriate claim.
- The
discharge of the present mortgage is an appropriate claim and will have the
result of freeing up $515 per week of expenses for
Helen.
- I
do not think that Jeremy's orthodontic work for $15,700 is a proper claim by the
plaintiff; that is a problem for him. Those for
herself and her children are of
course appropriate matters to be considered.
- Helen
presently has a legal responsibility for educating her children to the end of
their schooling at Year 12. As I have mentioned,
they are 16, 14 and 9 years of
age. I note that the evidence does not address how they are doing at school. For
the youngest, it
will be quite a few years before such additional education can
be provided for him, when no doubt it will be more expensive.
- I
would not regard an education holiday in Europe for $25,000 as a necessary part
of the children's education.
- It
was suggested in regard to contingencies that Helen and her husband are in good
health. They will both have another 20 years of
useful employment to improve
their situation in this regard.
- However,
their present superannuation is quite minimal and some provision for
contingencies is appropriate.
- As
was pointed out in Mayfield's case, a plaintiff is not bound to apply the
provisions awarded for those purposes which a court finds demonstrate the
plaintiff's
needs (to use a shorthand expression).
- Indeed,
in a case such as this, a legacy of an amount which is in addition to the
$500,000 already provided will give Helen an opportunity
to use it to most
advantage.
- She
may be able to free up income by reducing the mortgage payments, have some put
away in reserve and still be able to provide additional
education resources when
needed from time to time, even if some more funds might then have to be
borrowed. In other words, flexibility
will be a key thing for Helen in managing
her future finances and the education of her children.
- In
the circumstances of this case, I am satisfied that Helen has been left without
adequate and proper provision for her maintenance
and advancement in life.
- An
appropriate legacy in my view is the sum of $475,000.
- It
will be necessary to designate the notional estate to meet the order for a
legacy of $975,000 (of which $500,000 has already been
paid) as the estate
cannot meet such an order.
- Section
87 of the Succession Act provides as follows:
"87 General matters that must be considered by Court
The court must not make a notional estate order unless it has considered the
following:
(a) the importance of not interfering with reasonable expectations in
relation to property,
(b)the substantial justice and merits involved in making or refusing to make
the order,
(c) any other matter it considers relevant in the circumstances."
- I
do not think that the circumstances of the creation of the notional estate or
otherwise creates unreasonable expectations and the
substantial justice and
merits favour the making of the orders.
- The
parties may wish to address later which property of the defendant is to be
designated.
- Accordingly,
I direct the parties to bring in short minutes and argue any outstanding
matters.
- I
have had a discussion with counsel. Accordingly, the orders that I make are as
follows:
1. I order that the plaintiff receive a legacy out of the notional estate of
the deceased referred to hereunder of $975,000, of which
$500,000 has already
been paid.
2. I order that the plaintiff's costs on the ordinary basis and the
defendants' on an indemnity basis be paid or retained out of the
notional estate
designated hereunder.
3. I designate the following real estate, to the extent necessary to meet the
legacy and the costs ordered to be paid, as notional
estate of the deceased:
(i) the property in Howe Street, Finley in the names of the defendants;
(ii) the block of flats at Headford Street, Finley in the names of the
defendants;
(iii) the defendants' property at Tarakan Street, Wodonga;
(iv) the defendants' property at Thomas Mitchell Drive, Wodonga;
(v) the defendants' property at Bralgon Street, North Albury;
(vi) the defendants' property at Hereford Street, Wodonga.
4. I reserve liberty to apply.
5. I order that the exhibits be returned.
**********
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