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Precedent (Australian Lawyers Alliance) |
STATUTORY COMPENSATION SCHEMES
STATE-BY-STATE
1. WORKERS COMPENSATION DAMAGES
|
ACT
By Jacinta Northam & James Treloar
|
NORTHERN TERRITORY
By Niall Connolly
|
NSW
By Kerry Byrnes & Monica Liesch
|
QUEENSLAND
By Charmaine Bastin
|
SOUTH AUSTRALIA
By Ric Traini
|
TASMANIA
By Gabby McDonald
|
VICTORIA
By Jaz Goddard and Caitlin Stove
|
WESTERN AUSTRALIA
By Helen Parker & Lindsay Allan-McConchie
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TYPES/HEADS OF DAMAGES
|
Unfettered common law damages
General damages or non-economic loss
Economic loss, including loss of superannuation
Past & future out-of-pocket expenses
Past & future gratuitous care (Griffiths v Kerkemeyer
damages)
Civil Law (Wrongs) Act 2002 (ACT), s100
|
Compensation for permanent impairment (PI)
Total incapacity & loss of earning capacity (LOEC)
Compensation for medical & surgical treatment, etc
Rehabilitation training & workplace modification (RT)
Medical travel costs
Home modifications, vehicle modifications & household &
attendant care services (HVMA)
|
No-fault statutory scheme Workers Compensation Act 1987
(NSW)
• Weekly payments:
1st 13 weeks at 95% pre-injury average weekly earnings
(PIAWE);
then 95% if working 15 hours per week (or 80% if not working) up to 130
weeks; then 80% if working 15 hours per week or no work capacity
up to 260
weeks; then no entitlement unless over 20% WPI.
If between 21-30% WPI, weeklies to retirement age, but subject to work
capacity decisions.
If 31% WPI & above, weeklies to retirement age & not subject to
work capacity decisions.
• Reasonably necessary medical & related expenses, medical travel
costs, domestic assistance if over 15% WPI for maximum
6 hours per week for 3
months.
• Lump sum compensation for whole person impairment (WPI) if at least
10% WPI for physical injury and 15% or above for psychological
injury.
• Artificial aids, home & vehicle modifications.
• Death benefit & funeral expenses.
Modified common law damages
Workplace Injury Management & Workers Compensation Act
1998 (NSW)
Work injury damages for past & future loss of earnings &
superannuation; Fox v Wood (income tax paid on refundable
workers compensation weekly benefits).
|
General damages (in accordance with the general damages calculation
provisions in the Workers' Compensation & Rehabilitation Regulation
2014)
Past & future out-of-pocket expenses
Past & future loss of earnings
Past & future loss of superannuation entitlements
Past & future paid care
Fox v Wood (income tax paid on refundable workers
compensation weekly benefits)
Workers' Compensation & Rehabilitation Act 2003 (Qld)
(WCRA)
|
Lump sum – both economic & non-economic loss
Where whole person impairment (WPI) is 5% or more (ss56 & 58, Return
to Work Act 2014 (SA) (RTWA)).
Income support
Assessed as % of average weekly earnings (AWE): 100% AWE paid for first 52
weeks following injury; 80% for remaining 52 weeks.
Common law damages Available for economic loss (part 5, RTWA).
Worker’s dependant
Lump sum payment of prescribed sum to dependant on death of worker (s61,
RTWA). Weekly payments for domestic spouse/partner &/or dependent child
&/or dependent relative (s59, RTWA).
Funeral expenses (s62, RTWA).
Counselling services for family members (s63, RTWA).
Common law claim against employer (s71, RTWA).
Medical expenses
|
General damages
Past & future loss of earning capacity
Superannuation
Special damages
Future medical & associated expenses (including attendant
care)
Fox v Wood (income tax paid on refundable workers
compensation weekly benefits)
|
‘No-fault’ statutory scheme
• Weekly payments
• Medical & like expenses
• Lump sum (impairment benefit)
Common law
• General damages
• Past & future loss of earnings (LOE)
• Fox v Wood (income tax paid on refundable
workers compensation weekly benefits)
Injuries sustained & lodged after 1/7/2014 are covered under the
Workplace Injury Rehabilitation & Compensation Act 2013 (WIRC
Act).
Injuries sustained before 1/7/2014 are covered under the Accident
Compensation Act 1985 (ACA).
|
‘No-fault’ statutory scheme
• Past & future loss of earnings – to a
maximum of $228,307
• Past & future medical & treatment expenses –
to a maximum of $68,492 with an allowance for an additional $50,000 subject to
restrictions
• Vocational rehabilitation expenses – to a maximum of
$15,981
• Travelling expenses – paid at $0.46 per kilometre to
attend treatment providers
Workers Compensation & Injury Management Act 1981
Common law damages
Threshold of 15% whole person impairment (WPI) must be met in order to
bring common law claim.
|
LIMITATIONS
|
No caps or thresholds on damages
Costs limited to $10,000 plus disbursements, if damages recovered by
settlement or verdict do not exceed $50,000 (s181, Civil Law (Wrongs) Act
2002 (ACT) (CLA)).
3% multiplier applies.
NDIS now overlaps with the common law for care & support with paybacks
& preclusion periods.
|
Compensation for PI
Maximum 208 x average weekly earnings (AWE) ($1,668.50) $347,048 (2019)
(s71, Return to Work Act 1986 (NT) (RTWA)).
Compensation payable as a % of the maximum determined by assessed % whole
person impairment (WPI) for WPI of 15% or more. Maximum
payable for 85% or
more.
Compensation for LOEC
First 26 weeks of incapacity (difference between normal weekly earnings,
pre-injury & actual earnings (if any) post-injury) (s64, RTWA).
Long-term incapacity post-26 weeks – the lesser of 75% of the
worker’s loss of earning capacity (as defined) & 150%
of AWE (s65,
RTWA). Limited up to a maximum of 260 weeks unless the worker
suffers PI not less than 15% WPI.
Compensation for RT
For a worker who suffers or is likely to suffer a permanent or long-term
incapacity (s76, RTWA).
Compensation for HVMA
For a worker who suffers a permanent or long-term incapacity (s78, RTWA).
|
No pain & suffering damages.
WPI lump sum
Only if over 10% WPI (practically has to be 11%) for physical injury &
at least 15% WPI for psychological injury.
Only one WPI claim
Even if condition significantly deteriorates.
Weekly payments
For maximum of 5 years unless over 20% WPI.
Weekly payments cease if insurer makes work capacity decision. This is now
reviewable in Workers Compensation Commission.
Pre-approved medical expenses
Payable 2 years after weekly payments cease or date of injury; 5 years if
10-20% WPI; for life if over 20% WPI.
Must be approved in advance by the insurer – usual need to prove that
the expenses are reasonably necessary.
Work injury damages
Only if over 15% WPI & negligence.
|
General damages
Injuries are assigned an Injury Scale Value (ISV) between 0 to 100, each
having a monetary value. On 1/7/2017, 100 = $355,400.
No entitlement to interest on general damages (s306N(1) WCRA).
Past & future out-of-pocket expenses
Past out–of-pocket expenses are calculated by reference to actual
loss.
Interest is claimable on actual out-of-pocket amount at rate set by the RBA
(s306N(3) WRCA).
In calculating the present value of future loss a discount rate of 5% is
applied to decide actuarial multiplier (s306L WRCA).
Past & future loss of earnings
For past loss of earnings the maximum that can be awarded is the present
value of 3 x the Queensland Ordinary Time Earnings (QOTE)
per week (s306I WCRA).
The current QOTE for 2018-2019 financial year is $1,527.80 gross
(Workers’ Compensation & Rehabilitation (QOTE) Notice 2018).
For future loss of earnings a discount rate of 5% is applied to decide
actuarial multiplier (s306L, WRCA) plus generally a discount
for contingencies
& vicissitudes of life, conventionally 15%, is applied, but can vary
depending on circumstances.
Past & future loss of superannuation entitlements
Current rate 9.5%; rate for future depends on anticipated years until
retirement & eventual increase to 12% in 2025.
Past claim for superannuation depends on the superannuation
rate/entitlement at the date of injury, increasing if necessary, to the
current
9.5%.
Superannuation rate can be varied by contract.
Interest is claimable for past loss of superannuation benefits on actual
out-of-pocket amount at rate set by the RBA (s306N(3), WRCA).
Past & future paid care
Recoverable only if paid services are required post-injury.
Generally, no damages awarded for gratuitous care or assistance.
|
A claim must be made within 6 months from the day the entitlement to claim
arose (s30, RTWA).
Economic loss
Lump sum payments not available for hearing loss or psychiatric injury
(s56, RTWA).
Non economic loss
Lump sum payments not available for psychiatric injury (s58, RTWA).
Medical expenses
Entitlement to medical expenses ends if worker has not been entitled to
receive income support payments for 12 months, unless worker
is ‘seriously
injured’ (WPI of 30% or more) (s33, RTWA).
Income support
Paid for only 104 calendar weeks following injury unless worker is
‘seriously injured’ (WPI of 30% or more) (s39, RTWA).
Common law damages
|
Threshold of 20% whole person impairment (WPI) must be met in order to
bring common law claim.
Civil Liability Act 2002 (Tas) (CLA) does not apply.
|
Statutory scheme
Claim should be lodged ‘as soon as practicable’.
Weekly payments: Up to 130 weeks’ payment for full or partial
incapacity. After 130 weeks must show:
• permanent incapacity indefinitely
• capacity for at least 15 hours per week, earning at least $199 per
week (indexed annual) & unable to increase hours indefinitely
due of
work-related injuries.
Payments made to retirement age (current federal retirement age).
Lump sum impairment thresholds (s98C, ACA or s211, WIRC Act):
• 10% physical
• 5% for musculoskeletal
• 30% psychiatric
Common law
6-year limitation period applies.
Worker must have a ‘serious injury’, satisfying:
Deeming test – 30% WPI or more (s134AB(15), ACA or
s335, WIRC Act); or
Narrative test (s134AB(37), ACA or s325, WIRC Act)
(a) Permanent serious injury or loss of a body function; or
(b) Permanent serious disfigurement; or
(c) Permanent severe mental or permanent severe behavioural disturbance or
disorder; or
(d) Loss of a foetus.
For LOE, worker must establish permanent loss of 40% earning
capacity or 30% WPI (s134AB(38), ACA or s325, WIRC Act).
LOE damages:
Minimum: $62,370
Capped at $1,404,380
General damages
Minimum: $60,250
Capped at $611,430
Indexed yearly
6% multiplier applies.
|
Common law damages
Must prove negligence on part of employer.
Termination day is the last day a worker may elect for common law damages.
Termination day may be extended by obtaining approved medical
specialist forms 7
& 8 which state that injury has not stabilised; then worker must lodge an
application at WorkCover WA to extend
termination day for up to a maximum of
another 12 months.
Claim should be lodged within 12 months of injury.
Categories for entitlement to common law damages – assessed by
approved medical specialist for WPI.
• 0% to 14% WPI: worker is NOT entitled to claim common law
damages.
• 15% to 24% WPI: worker can claim common law damages – capped
maximum of $479,448 – but amount paid for workers’
compensation
benefits is deducted.
• 25% or above WPI: uncapped common law damages subject to proof of
losses.
Prescribed maximum amounts are increased each year on 1 July.
|
RECENT OR PROPOSED CHANGES
|
None.
|
RTWA (commenced 1/10/2015):
• Limits workers compensation for LOEC to 5 years unless WPI is 15%
or more.
• Modified how lump-sum settlements are calculated.
• Introduced specific provisions regarding heart attack &
stroke.
• Further modified the calculation of a worker’s normal weekly
earnings.
• Redefined when/in what circumstances a mental injury arises from
the course of employment (COE).
|
Recent changes increased benefits for seriously injured workers after 2012
changes ended pain & suffering entitlements & reduced
period of weekly
payments.
WC regulation amended 26/10/2015 to allow one more WPI claim if significant
deterioration, as long as initial claim made before 19/6/2012.
|
None.
|
RTWA (came into operation on 1/7/2015) restored common law damages
(although limited to future economic loss in cases of death &
for seriously
injured workers) but significantly capped entitlements to medical expenses &
income support unless worker is ‘seriously
injured’.
SA government has restored entitlements for medical expenses & income
support to police officers who are not ‘seriously
injured’.
|
Workers Rehabilitation & Compensation Amendment Act 2017
(WRCAA) substituted s33A of Workers Rehabilitation & Compensation Act
1988 (WRCA), requiring an employer informed by a worker of an injury to
inform the worker within 14 days that they may have a right to
claim
compensation for the injury.
The WRCAA, s71A allows the WorkCover Tasmania Board to issue guidelines re
assessment of the degree of impairment (notice must be
provided in the
Gazette).
Only a medical practitioner accredited by the Board (s77B) may assess the
degree of a worker’s impairment (s77A).
s87 of the WRCA (relating to cessation on account of age of entitlement to
weekly payments) amended to relate to pension age rather
than a specific
age.
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None.
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None.
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2. TRANSPORT ACCIDENTS
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ACT
|
NORTHERN TERRITORY
|
NSW
|
QUEENSLAND
|
SOUTH AUSTRALIA
|
TASMANIA
|
VICTORIA
|
WESTERN AUSTRALIA
|
TYPES/HEADS OF DAMAGES
|
Unfettered common law damages: Road Transport (Third Party
Insurance) Act 2008 (RTA).
3% multiplier applies.
|
Loss of limb or permanent impairment
Loss of earning capacity (LOEC)
Medical & rehabilitation expenses
Long-term attendant care services (LTAC)
Emergency travel benefit
Cost of providing appliances, altering motor vehicles &
buildings
|
*Before 1 December 2017*
Non-economic loss if WPI over 10% (Motor Accidents Compensation
Act 1999)
Past & future economic loss
Reasonable & necessary treatment & rehabilitation expenses
& treatment travel costs
Gratuitous assistance if personal/household tasks provided for over
6 hours per week for more than 6 months.
Blameless accidents: insurer liable.
No-fault Lifetime Care & Support (LTCS) Scheme for eligible
participants.
*On or after 1 December 2017*
Non-economic loss if WPI over 10% (Motor Accident Injuries Act
2017)
Past & future economic loss
No-fault accidents: insurer liable.
No-fault Lifetime Care & Support (LTCS) Scheme for eligible
participants.
No-fault statutory scheme (Motor Accident Injuries Act
2017):
• Weekly payments: 1st entitlement period (13 weeks) at
95% of difference between pre-accident weekly earnings (PAWE) &
post-accident capacity (PAC);
2nd entitlement period (14-78 weeks) at
80% of difference between PAWE & PAC for total loss of earning capacity
(LOEC) or 85% partial
for LOEC (ceases at 26 weeks if at fault or minor
injury); 3rd entitlement period (after 78 weeks) at 80% of
difference between PAWE & PAC for total LOEC or 85% PAWE for partial LOEC
(ceases
at 104 weeks unless there is a pending claim for damages; at 156 weeks
unless there is a pending claim for damages & under 10%
WPI; or at 260 weeks
unless there is a pending claim for damages & over 10% WPI).
• Reasonably necessary medical & related expenses, medical travel
costs, domestic assistance, artificial aids, vocational
training, home, work,
educational & vehicle modifications, for 26 weeks if over 61% at fault or
minor injury. If over 10% WPI & not at fault, entitlements are for
life.
|
General damages (in accordance with the general damages
calculation provisions in the Civil Liability Regulation 2014)
Past & future out-of-pocket expenses
Past & future loss of earnings
Past & future loss of superannuation benefits
Past & future care
Motor Accident Insurance Act 1994 (MAIA) & Civil Liability
Act 2003 (CLA)
Note: CLA & Workers' Compensation & Rehabilitation Act
2003 (WCRA) can be excluded (meaning the plaintiff is entitled to common
law damages for general damages, interest on general damages
[2% of half of
general damages] & no thresholds for past & future care) if plaintiff
can prove that the employment was a
significant contributing factor to the harm
s/he sustained resulting from the breach of duty. This is only if the
circumstances fall
outside of what is prescribed at s34(1): being temporarily
absent from work & s35: relating to various journey claims (WCRA).
|
Non-economic loss (general damages)
If significantly impaired for at least 7 days or prescribed minimum
expenses have been incurred (s52(3), Civil Liability Act 1936 (SA)
(CLA)).
Out-of-pocket expenses including medical expenses & paid
care
Gratuitous services (s58, CLA)
Past & future economic loss
Loss of dependency
Loss of consortium
Loss of solatium
|
General damages
Past & future loss of earning capacity
Superannuation
Special damages
Future medical & associated expenses (including attendant
care)
|
‘No-fault’ statutory scheme
1. Medical, disability & rehabilitation expenses.
2. Loss of earnings (first 5 days excluded unless financial hardship) up to
18 months after the accident. Maximum benefit: $1,350
per week.
Loss of earning capacity payments from 18 months to 3 years
post-accident.
3. Lump sum impairment benefit – threshold of more than 10% WPI.
Common law damages: to be entitled, must establish serious injury
& negligence.
General damages
Past & future economic loss including superannuation. First 18 months
after the accident precluded.
Serious injury
Injury is deemed to be serious injury if degree of impairment is 30% or
greater WPI
OR
Narrative test
(a) Permanent serious injury or loss of a body function; or
(b) Permanent serious disfigurement; or
(c) Permanent severe mental or permanent severe behavioural disturbance or
disorder; or
(d) Loss of a foetus.
s93(17), Transport Accident Act 1986 (TAA).
Common law damages
Threshold:
• General damages $54,720
• Economic loss $54,720
Maximum:
• General damages $547,550
• Economic loss $1,232,060 (6% multiplier applies)
Benefits indexed annually.
|
Non-pecuniary loss – general damages up to a maximum of
$418,000
Out-of-pocket expenses
Gratuitous services
Care services
Vocational rehabilitation
Past & future economic loss
Past & future medical treatment
Travel
|
LIMITATIONS
|
No damages for treatment & care if Lifetime Care & Support Scheme
(LTCS) participant.
Significant costs restrictions if damages (not including non-economic loss)
are less than $50,000 or if mandatory final offer is not
exceeded (s156D,
RTA).
NDIS now overlaps with the common law for care & support with paybacks
& preclusion periods.
|
Common law damages are abolished. The compensation scheme is ‘no
fault’ & covers persons injured as a result of a
motor accident (s5,
Motor Accidents (Compensation) Act 1979 (MACA)).
PI
208 times AWE x % WPI (s17, MACA).
Compensation is scaled back as a percentage of the maximum between 5% &
15% impairment.
LOEC
Maximum amount 85% of AWE (s13, MACA).
LTAC
For injuries prescribed in the regulations at maximum prescribed rates.
Payable for life (s18BC, MACA).
|
*Before 1 December 2017*
Claims within 6 months & court proceedings within 3 years of
accident.
Non-economic loss: maximum currently $546,000.
Contributory negligence applies.
LTCS participation limited to spinal cord or brain injuries, serious
burns, amputees or permanently blind.
Lost income: maximum of $5,008 per week; 5% discount for future
economic loss.
No exemplary or punitive damages.
*On or after 1 December 2017*
Claims for:
• statutory benefits should be lodged within 28 days to claim all
benefits (or 3 months at the latest);
• common law claims between 20 months & 3 years from the date of
accident if insurer is not satisfied that claimant is over
10% WPI or within 3
years if insurer is satisfied that claimant is over 10% WPI & court
proceedings within 3 years of accident.
Non-economic loss: maximum currently $546,000.
Contributory negligence applies.
LTCS participation limited to spinal cord or brain injuries, serious
burns, amputees or permanently blind.
Lost income: maximum of $4,039 per week; 5% discount for future
economic loss.
No exemplary or punitive damages.
|
General damages
Injuries on or after 1/12/2002 are assigned an Injury Scale Value (ISV)
between 0 to 100, each having a monetary value (s61, CLA).
On 1/7/2017, 100 =
$367,300.
No entitlement to interest on general damages (s60(1)(a), CLA).
Past & future out-of-pocket expenses
For past loss, damages are awarded in accordance with actual losses.
Interest is claimable for past out-of-pocket expenses on actual
out-of-pocket amounts at rate set by the RBA (s60(3), CLA).
Discount rate on any claim for future expenses is 5% (s61(4)(b), Civil
Proceedings Act 2011).
Past & future loss of earnings (LOE)
Maximum that can be awarded is 3 x AWE (s54, CLA).
Interest is claimable for past LOE on actual amount lost at rate set by the
RBA (s60(3), CLA).
Discount rate on any claim for future loss of earnings is 5% (s61(4)(b),
Civil Proceedings Act 2011).
Past & future loss of superannuation benefits
As for workers’ compensation section above.
The maximum amount claimable is the minimum percentage required by a
written law to be paid (s56, CLA).
Past & future care
Damages for gratuitous services provided to an injured person can be
awarded if services are necessary, & arose solely out of
the injury for
which damages are awarded & they were provided for at least 6 hours per week
for at least 6 months (s59, CLA).
Damages for gratuitous services provided by the injured person to another
person may be recoverable in certain circumstances (s59A,
CLA).
Discount rate on any claim for future care is 5% (s61(4)(b), Civil
Proceedings Act 2011).
No entitlement to interest on past gratuitous services (s60(1)(b),
CLA).
|
Time limit is 3 years from date of cause of action (s36, Limitations of
Actions Act 1936 (SA) (LAA)). 12-month extension of time can be obtained
from date of new material fact (s48, LAA).
Loss of dependency
Claims must be lodged within 3 years of date of death (s25, CLA). Court
must discount loss of financial dependency by at least 20%
(s58B, CLA).
Non-economic loss
ISV must exceed 10 to be awarded damages. No interest available on damages
(s56, CLA). Maximum award after 1/7/2017 is $327,910.
Gratuitous services
Cannot exceed 4 x AWE (s58(2), CLA). ISV must exceed 10 & services must
be rendered for at least 6 hours a week for 6 consecutive
months (s58(4), CLA).
No damages for treatment or care for participants in Motor Vehicle Accidents
(Lifetime Support Scheme) Act 2013 (SA) (MVA)).
Future economic loss (FEL)
ISV must exceed 7 to be awarded damages; court must discount at least 20%
(s56A, CLA). Funds management not claimable (s57, CLA).
Loss of consortium
ISV must exceed 10 to be awarded damages (s65, CLA).
Loss of solatium
Not exceeding $10,000 (s29(1)(b), CLA).
Damages for mental harm
Awarded only for recognised psychiatric illness. Plaintiff must also have
physical injury or be a parent, spouse or child of person
killed, injured or
endangered in an accident (s53, CLA).
|
General damages
$0 for amounts less than $5,500. Amounts more than $5,500 but less than
$27,000 (indexed yearly to CPI) are calculated at 1.25 x amount
assessed. If
damages exceed $27,500, then the amount is equal to the amount assessed (s27,
CLA).
Loss of earning capacity
Cannot be calculated at a rate greater than 3 x AWE calculated by ABS prior
to accident (s26, CLA).
Superannuation
The relevant % payable for the deprivation or impairment of the earning
capacity on which the entitlement to those contributions is
based (s25,
CLA).
Fox v Wood
NOTE: Future medical expenses can be excluded if court
certifies that daily care is required.
NOTE: In 2017 the Criminal Code Amendment (Dangerous Driving) Act
2017 amended s24 of the Motor Accidents (Liabilities & Compensation)
Act 1973 so that ‘dangerous driving’ would exclude a driver from
scheduled benefits.
|
Claim must be lodged within 1 year of the date of accident, the injury
manifesting or death.
If the TAC considers grounds for a delay in making a claim are reasonable,
it may accept a claim lodged after 1 year but prior to
the expiration of 3 years
(s68, TAA).
Minor’s claim (under 18 at time of accident) must be lodged before
the age of 21 or within 3 years after the transport accident;
whichever occurs
later.
Review of decision made by TAC
12 months after the person becomes aware of the decision or within 3 months
of the TAC affirming the decision if the decision has
been subject to a
pre-issue review under the protocols.
Common law
Adults – 6 years from date of accident.
Minors – 6 years from the date of 18th birthday.
|
3-year limitation period (Limitation Act 2005 (WA)).
Claim should be lodged within 12 months of date of accident.
Loss of earnings cannot be paid at more than 3 x the AWE calculated
by ABS prior to accident.
Gratuitous services
Value must exceed the threshold of $6,500 before any payment for gratuitous
services is awarded.
General damages Maximum capped at $418,000; increases every
financial year.
Threshold for entitlement to general damages is 5.5%
non-pecuniary loss = $22,990 (but deductible of $21,500 means that claimant for
5.5% pain & suffering gets $1,490) (Motor Vehicle (Third Party Insurance)
Act 1943).
|
RECENT OR PROPOSED CHANGES
|
None.
|
Changes to entitlement for attendant care services apply in respect of
injuries received on or after 1/7/2014.
|
Significant changes came into effect on 1/12/2017. Thresholds have left a
large number of injured persons without entitlements to
gratuitous services
& a reduction in overall lump sum claims.
|
The National Injury Insurance Scheme (NIIS) applies to those suffering
serious personal injury on or after 1/7/2016 from a motor accident
(s4,
National Injury Insurance Scheme (Queensland) Act 2016). A ‘serious
personal injury’ includes a permanent spinal cord injury; traumatic brain
injury; amputation of a leg through
or above the femur, or of more than 1 limb
or parts of different limbs; full thickness burn to all or part of the body; an
inhalation
burn resulting in a permanent respiratory impairment; or permanent
blindness caused by trauma. Each serious personal injury has set
criteria that a
person must meet to qualify for the scheme (ss5 to 11 National Injury
Insurance Scheme (Queensland) Regulation 2016). Eligible participants could
be entitled to interim &/or lifetime treatment, care & support needs
regardless of fault or age.
|
Significant changes, including introduction of ISV & thresholds, came
into effect on 1/7/2013. Thresholds have left a large number
of injured persons
without entitlements to non-economic loss, gratuitous services & future
economic loss.
|
None.
|
Treasury & Finance Legislation Amendment Act 2018 amends the
TAA, assented to on 26/9/2018.
• Definitions of dependent child & surviving partner now include
‘an apprentice’;
• TAC entitlements expanded retrospectively to 9/7/2014 to cyclists
who collide with stationary/parked vehicles;
• Increased entitlements for parents/ grandparents visiting injured
children in hospital;
• Additional attendant care entitlements for a person travelling
overseas for work;
• Allowance for payment of professional administrators’ fees;
• Requirement for the TAC to reassess level of impairment of a person
in receipt of loss of earning capacity benefits every
5 years changed from
‘must’ to ‘may’.
|
None.
|
3. DEPENDENCY
|
ACT
|
NORTHERN TERRITORY
|
NSW
|
QUEENSLAND
|
SOUTH AUSTRALIA
|
TASMANIA
|
VICTORIA
|
WESTERN AUSTRALIA
|
TYPES/HEADS OF DAMAGES
|
The court may award damages to the beneficiaries that it considers is
proportional to the damage they have suffered resulting from
the death (s25(1),
Civil Law Wrongs Act 2002 (CLWA)). Damages awarded are for pecuniary
loss only.
There can be only one action in respect of the deceased.
Damages for pecuniary loss is the loss of a reasonable expectation of
benefit. The expected benefit may be in the form of services as well as
financial support (Nguyen v Nguyen (1990) 169 CLR
245).
Loss of domestic services
Damages may be awarded for any loss of domestic services that the deceased
might reasonably have been expected to perform for his
or her household
(s100, CLWA).
Loss of financial support
Damages for loss of financial support include pecuniary benefits on which
the dependant would have been entitled to rely had the deceased’s
life not
been brought to an end (Public Trustee v Zoanetti [1945] HCA 26; (1945)
70 CLR 266).
Reasonable funeral expenses (s25(4)(a), CLWA).
Reasonable medical or hospital expenses (s25(4)(b), CLWA).
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A claim for lost expectation of benefit (lost dependency) based on tort can
be brought under the Compensation (Fatal Injuries) Act 1974.
Damages (set out in s10) may include:
• Lost expectation of benefit (financial benefit & domestic
services);
• Burial & pre-death medical expenses of the deceased;
• Impairment of consortium;
• Loss of care & guidance for a child by the deceased
parent;
• Solatium (payment permitted only in NT & SA).
Return to Work Act 1986, s62 provides for payment of:
• costs of the deceased’s funeral not exceeding the prescribed
amount (20% AWE at the relevant time);
• An amount to worker’s dependants in prescribed proportions or
as the court determines – equal to 364 x AWE at
the time the payment is
made;
• A reasonable amount (not to exceed a prescribed amount) for
counselling costs & expert financial advice.
Motor Accidents (Compensation) Act 1979 sets out benefits to
be paid in respect of the death of a qualifying person (Part 5, s20).
• Costs of the deceased’s funeral not exceeding 5.2 x AWE
(s22).
• An amount for the benefit of the qualifying person's spouse
&/or dependent child: 156 x AWE at the time the payment is
made (s22).
• Dependent children’s benefits per week amounting to 10% x AWE
at the time the payment is made (the aggregate for multiple
children not
exceeding AWE) (s23).
• Dependent parents benefit. Where the qualifying person has neither
a spouse nor a dependent child, a dependent parent/s who
normally resides with
the person shall be paid an amount equal to 156 x AWE (in equal shares if more
than one) (s24).
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Loss of deceased’s financial support
Loss of deceased’s gratuitous assistance
Reasonable expenses of the funeral or the cremation of the
deceased
(Compensation to Relatives Act 1897)
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One action is brought by the personal representative of the deceased or by
any 1 or more of the members of the deceased’s family
who suffered damage
because of the death, for the benefit of the members of the deceased’s
family (s65(2), Civil Proceedings Act 2011).
Loss of past & future financial dependency
The basic principle applicable to the award of damages for wrongful death
is that only pecuniary loss is recoverable.
Interest is recoverable for past losses pursuant to relevant rates set out
in s60(3), Civil Liability Act 2003 (CLA) for motor accident claims &
s306N(3), Workers' Compensation & Rehabilitation Act 2003
(Qld) (WCRA) for claims for the death of workers.
Compensation for loss of future financial dependency is claimable to the
extent of the financial benefit the claimants expected to
derive from the
deceased during the deceased’s life (Public
Trustee v Zoanetti [1945] HCA 26; (1945) 70 CLR 266).
Past & future domestic services
Damages for loss of consortium or loss of
servitium
NOTE: The current Queensland Ordinary Time Earnings (QOTE) for 2018-2019
financial year is $1,527.80 gross (Workers’ Compensation &
Rehabilitation (QOTE) Notice 2018).
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Loss of financial dependency
Action brought by executor/administrator (s24, Civil Liability Act
1936 (SA) (CLA)) or directly by the dependant(s) in limited circumstances
(s27, CLA).
Awarded if dependant had a ‘reasonable expectation of benefit from
the deceased’ (derived from Lord Campbell’s Act).
Expectation of benefit may be in the form of financial maintenance &
support (through deceased’s earnings/pension, etc)
or
gratuitous/unpaid domestic services (Nguyen v Nguyen (1990) 169 CLR
245).
Damages awarded on contingency/loss of chance basis (Davies v Taylor
[1974] AC 207 [HL]).
Payments consequent upon death from contracts of insurance, superannuation
scheme & other similar schemes not to be taken into
account in assessing
damages (s24(2aa), CLA).
Court apportions total sum in damages to dependants based on individual
harm suffered (s24(2), CLA).
Funeral & medical expenses
Damages may be awarded to dependant who has incurred medical &/or
funeral expenses on behalf of the deceased, as a result of the
injury causing
the death (s24(2a), CLA).
Damages for solatium:
death of infant
Sum payable to the surviving parent/s of an infant wrongfully killed (s28,
CLA).
Sum not exceeding $10,000 payable (s28(1)(B), CLA).
Where both parents bring a claim, the total sum awarded (not to exceed
$10,000) to be divided in such shares as the court directs
(s28(2), CLA).
Death of spouse/domestic partner
Sum payable to surviving spouse &/or domestic partner (s29, CLA).
Sum not exceeding $10,000 payable (s29(1)(B), CLA).
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Fatal Accidents Act 1934
Applies to situations of general negligence; other specific references to
dependency are in both motor accidents & workers’
compensation
legislation sections above.
Applies to members of the deceased’s family including: spouse,
partner, parent, stepparent, grandparent, child, stepchild, brother,
sister,
half-brother or half-sister; & partner as defined within the
Relationships Act 2003. This Act ensures that, where a person dies due to
negligence, the action arising from that negligence can still be pursued. This
is usually done by the executor or administrator of the estate of the deceased
person (or one of the people beneficially interested
if an executor does not
exist) & for the benefit of family members.
Motor Accidents (Liabilities & Compensation) Act
1973
Workers Rehabilitation & Compensation Act
1988
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For deaths in course of employment
Statutory scheme with limited common law access.
For deaths after 12/11/2007
• Ancillary services including burial & counselling services
• Weekly payments of compensation
• Lump sum benefit
Weekly payments
Partners & orphaned children
First 13 weeks after death: 95% worker’s pre-injury AWE (max $2,300
per week); 14-130 weeks after death: 50% worker’s
pre-injury AWE (max
$2,300 per week), shared equally between partners. Orphans paid equivalent to
dependent partner to age 16, or
25 if full-time student.
Fewer than 5 children
5% worker’s pre-injury AWE (max $2,300 per week), shared equally.
Paid to age 16, or 25 if full-time student.
More than 5 children
25% worker’s pre-injury AWE (max $2,300 per week), shared equally.
Paid to age 16, or 25 if full-time student.
Lump sum benefit (indexed)
1 partner with no child, or only orphan children:
$611,430 (shared equally among orphan children).
1 or more partners, 1 child: $61,140 to child, balance to partner/s
(shared equally).
1 or more partners, 2-5 children: $30,570 to each child, balance to
partner/s (shared equally).
1 or more partners, 6+ children: $458,580 to partner/s (shared
equally), balance to children (shared equally).
Magistrates Court or insurer determines reasonable share up to
$611,430 in case of:
• dependent child (not an orphan), no partner;
• 2 or more dependent children (not orphans), no partner;
• other dependent persons, no partner, no children;
• workers under 21, no partner or children.
Transport accidents
Statutory entitlements for surviving partner/s
1. One-off lump sum to a ‘surviving partner’ of
up to $185,140 (amount based on age, family circumstances & prior impairment
payments
& divided between more than one surviving partner & any
dependent children applying formulae outlined in s57 of the TAA).
A person’s surviving partner is a dependent partner if but for the
person’s injury or death they would have been wholly,
mainly or in part
dependent on them for economic support OR for the care of their children.
2. Weekly payments to a surviving partner of an earner who
dies as a result of a transport accident are capped at $1,350 per week
(indexed) rate calculated by applying formula outlined in s58 of the
TAA).
Weekly payments continue for:
a) 5 years after the person’s death; or
b) when the surviving partner attains the pension age, whichever is first;
and
c) in accidents after 25/9/2018 where the surviving partner & earner
have a dependent child under 16 or between 16 & 25 if
full-time student or
apprentice (& does not themselves have a partner).
3. Funding for household & childcare that the partner was
responsible for.
Statutory entitlements for dependent children (s59,
TAA)
A dependent child of a person who dies as a result of a transport accident
but is not a dependent child of the surviving partner who
is entitled to
payments under s57 or 58 TAA, is entitled to:
1. One-off lump sum of up to $185,140.
If more than one dependent child (see definition above), the lump
sum will be divided equally between them. The benefit is paid to State Trustees
if child was under
18 at the time of the accident.
If the person who died also had a surviving partner, the benefit will be
divided based on the formula in s57 TAA.
2. Weekly payment of $188 for each dependent child (made to legal
guardian) until child turns 16 or 18 if child a full-time student or apprentice.
The entitlement for apprentices is applicable to accidents after 26/9/
2018.
3. Education allowance of $2,950pa is payable to the guardian for
each dependent child until age 16 or 18 if child a full-time student.
Wrongs Act (1958) claims
• Action brought on behalf of all dependants jointly.
• Entitlement requires establishing financial dependency &
negligence.
• Damages available for loss of income & services.
• Maximum damages is $896,850 & may be reduced by amount of
statutory benefits.
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General damages
Out-of-pocket expenses
Gratuitous services
Care services
Medical expenses
Funeral expenses
Vocational rehabilitation
Past & future economic loss
Past & future medical treatment
Travel
Workers’ Compensation & Injury Management Act
1981
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LIMITATIONS
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Claim must be made within earlier of 9 months of accident or 1 month (motor
accident claims) or 4 months (other civil claims) of instructing
a lawyer.
Court proceedings must commence within 3 years of accident or 3 years of
admission of liability.
Contributory negligence does not apply (s27, CLWA).
Loss of financial support
The court must disregard earnings above 3 x ACT AWE (s98, CLWA).
No damages for dependant’s grief or suffering
No exemplary or punitive damages
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Section 8 provides that not more than one action may be brought against any
one person in respect of a death, & it must be brought by the
personal
representative of the deceased for the benefit of those members of the
deceased’s family who sustained damage because
of his/her death. However,
if 6 months or more have passed since the death an action may be brought by one
of those persons for whose
benefit the action may be brought (s13).
Limitation period of 3 years for an action founded on tort (s12,
Limitation Act 1974).
In assessing damages, no account must be taken of the matters set out in
s10(4) such as:
• Variously, a sum paid pursuant to a contract of insurance;
superannuation payment; statutory entitlement; gratuity; insurance
premium.
• Any amount in respect of the realisation of the deceased’s
home or household contents.
• Any gain or benefit accruing to the deceased’s estate or
beneficiary of an action by reason of the death.
• The marriage/defacto relationship of a surviving spouse.
Section 10(5) provides that a payment made as a result of a settlement,
release or judgment in respect of the wrongful act, neglect or default
causing
his or her death made, given or obtained by the deceased person within 6 months
of the wrongful act, neglect or default must
be taken into account in assessing
damages.
Part 4 of the Personal Injuries (Liabilities & Damages) Act 2003
(PILDA) applies in addition to, & not in derogation of, s10 of the
Compensation (Fatal Injuries) Act 1974 as regards assessing damages &
the making of orders to pay damages. Eg, s20, PILDA caps damages for lost
expectation of financial
support to 3 x AWE as published before 1 January
preceding the date on which the assessment is made.
Importantly, s14 of the Compensation (Fatal Injuries) Act 1974
provides that before an action can be commenced, the names of each person who
will benefit from it & their relationship to the
deceased must be
specified.
Proceedings for recovery of compensation must be commenced within 6 months
after advice of the death has been received by the claimant
(s182).
The Motor Accidents (Compensation) Commission (the Commission) may refuse
to consider a claim made later than 6 months after the date
of the accident
& shall refuse to do so in respect of a claim made later than 3 years after
the accident (s31).
Benefits are payable in respect of a person who:
(a) Dies in or as a result of a motor accident in the NT.
(b) Is a resident of the NT & dies in a motor accident outside the NT
but within Australia in a NT-registered motor vehicle (s7).
Benefits payable under Part 5 (except funeral expenses) may be reduced if
the qualifying person was under the influence of alcohol which contributed to
the accident
or was engaged in risky behaviour & recklessly ignored that
risk (to the extent that those matters contributed to the accident)
(s20A).
If, in the opinion of the Commission, a person injured as a result of a
motor vehicle accident is likely to permanently remain a full-time
patient in a
hospital or institution, the Commission may determine that Part 5 applies in
respect of that person such that the person is deemed to have died on the date
of that determination (s21).
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Claim must be made within 6 months (motor vehicle accident before
1/12/2017) or within 3 months for funeral expenses (motor vehicle
accident on or
after 1/12/2017).
Court proceedings must commence within 3 years of the accident.
Contributory negligence applies.
Lost income
Maximum of $3,723.90 per week (public liability), $5,008 per week (motor
vehicle accident before 1/12/2017), $4,039 per week (motor
vehicle accident on
or after 1/12/2017); 5% discount for future economic loss applies.
No exemplary or punitive damages.
There can be only one action in respect of the deceased.
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Loss of past & future financial dependency
A court cannot reduce damages by the amount of benefits received on the
death of the deceased under a contract of insurance, made
by a friendly society
or other benefit society, or association or trade union, superannuation or
similar fund, pension, benefit or
allowance under a law of the Commonwealth or
any state, or a gratuity (s70 Civil Proceedings Act 2011).
A court cannot take into account any financial benefits a spouse may
receive as a result of a new relationship the spouse may enter
into in the
future (unless spouse was in a new relationship at the time of deceased’s
death). Nor can damages to which the
child may be entitled as a result of the
surviving parent’s new relationship be reduced (ss67 & 68, Civil
Proceedings Act 2011).
However, a general reduction at common law is often made to account for
contingencies & vicissitudes of life.
Past & future domestic services
The Motor Accident Insurance Act 1994 (MAIA) places restrictions on
the dependant’s ability to recover past & future domestic services.
Eg:
(i) Damages can be awarded for gratuitous domestic services provided by an
injured person if they die as a result of the injuries
(s59A(2)(a)(i),
CLA);
(ii) The injured person must have provided services, or would have provided
services (s59A(2)(c), CLA);
(iii) The recipient must have resided with the injured person or be an
unborn child to the injured person (s59A(2)(b), CLA);
(iv) The recipient was or will be incapable of performing the services due
to their age or physical or mental incapacity (s59A(d),
CLA);
(v) The injured person would have provided the services for 6 hours a week
for at least 6 months (s59A(2)(e), CLA).
However, a court can still award s59A damages if this threshold is not
satisfied if it is reasonable in all of the circumstances (eg,
if there was
shared custody arrangement) (s59A(4), CLA).
Past & future care principles remain the same as set out in the workers
compensation damages section above.
Damages for loss of consortium or loss of servitium
are not recoverable under MAIA.
If the deceased is a worker with a claim under the WCRA, a court can assess
damages for loss of servitium at a maximum of 3 x QOTE per week (s306M,
WRCA).
No entitlement for damages for grief, sorrow or distress as a result of
the death
For motor vehicle claims, funeral expenses are not recoverable under the
Civil Proceedings Act 2011. To recover this head of damage a claim
must be made by the estate (Pearce v Nominal Defendant (Qld) [1964] Qd R
312).
However, funeral expenses are recoverable if the person was a worker &
the death from injury arose out of, or in the course of
employment &
employment is a significant contributing factor to the cause (s199, WCRA).
If at least 1 of the worker’s dependants was totally dependent on the
worker, a lump sum benefit is payable to the worker’s
dependants (s200,
WCRA; see s201 for Partial Dependency):
(i) If there are dependent members of the family, $374,625;
(ii) If there is a totally dependent spouse, $10,000;
(iii) If there is a totally dependent spouse & dependent members under
6, a weekly amount equal to 8% of QOTE;
(iv) If there is a totally dependent spouse & dependent members under
16 or students, $20,000 for each member (other than the
spouse);
(v) If there are dependent members of the worker’s family or a child
of the worker’s spouse who were totally dependent
on the worker’s
earnings & who are under 16 or students, the weekly amount payable is 10% of
QOTE while a dependent member
or child is under 16 or a student;
(vi) If there are no dependants but the worker is survived by a spouse,
issue or next of kin within the meaning of the Succession Act 1981 the
amount payable is 10% of $374,625 (s201A WCRA);
(vii) If the worker is under 21 & is survived by a parent, the
compensation payable to the parent is $22,500. This is the total
amount payable;
if survived by 2 parents, the amount payable to each parent is decided by the
insurer (s202, WCRA).
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Time limit
Claim must be made within 3 years from date of death (s25, CLA).
Limited class
Actions can be brought only for the benefit of (or by) a limited class of
persons: spouse, domestic partner, parent, brother, sister
or child of the
deceased (ss24 & 27, CLA).
One claim only
Only one action can be brought for all dependants (s25, CLA).
Economic loss
Prescribed maximum applies for loss of earnings (s54(3), CLA).
Interest
No interest is available on economic or future loss (s56, CLA).
Funds management
Not claimable (s57, CLA).
Additional limitations for deaths arising from MVAs (since 1/7/2013):
• Damages not awarded unless court considers dependant had greater
than 20% chance of deriving a particular benefit from the
deceased (s58B,
CLA).
• Damages awarded are to be further discounted by 20% after applying
discount rate (if any) (s58B, CLA).
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Fatal Accidents Act 1934 does not provide a
statutory compensation scheme but enables, through statute, the executor or
administrator of an estate to bring
an action for compensation, where that
action arises due to negligence causing death of a person.
Motor Accidents (Liabilities & Compensation) Act
1973
If a person dies from an injury as a direct result of a motor vehicle
accident, the Motor Accidents Insurance Board (MAIB) is liable
to pay funeral
benefits & death benefits to their personal representative, & benefits
to family members for counselling services.
What MAIB pays, however, is subject
to what the regulations prescribe, including any limits on the amount claimable
(s23(4)).
The MAIB will pay up to $11,070 in funeral benefits to cover reasonable
costs associated with burial or cremation (gravestone or plaque
costs not
covered).
For accidents on or after 1/8/2012, a lump sum of $77,000 is payable to the
deceased’s dependants. If there are 2 or more dependants,
of whom at least
1 is a dependent child, an additional lump sum is payable to the child depending
on his/her age & dependency.
Workers Rehabilitation & Compensation Act
1988
If a worker dies as a result of a compensable work injury, a lump sum not
exceeding 415 units together with a weekly payment according
to the basic salary
for each year is payable to the dependent spouse or, where there is no dependent
spouse, the dependent children.
Where there is a dependent spouse & children
(who are not children of the spouse but children of the deceased), or a
partially
dependent spouse & no dependent children, or a partially dependent
spouse & wholly or partly dependent children, the lump
sum is calculated
& apportioned according to the dependency of each party (s67).
NOTE: where a worker has no dependants but was contributing towards
maintenance of the home of his/her family members, those members
are taken to be
dependants.
Weekly payments payable to a partially or wholly dependent spouse are based
on the deceased worker’s entitlements had they become
totally
incapacitated: 100% of the amount for the first 26 weeks following death; 90%
from 26 weeks to 78 weeks; & 80% of the
payment from 78 weeks to 2 years
from the date of death. If the worker had been receiving workers’
compensation due to injuries
suffered, & died as a result of those injuries
following the compensation payment, more than 78 weeks after receiving those
injuries,
the dependent spouse is entitled to 80% of the weekly payment
(expiring at 2 years) (s67A).
A dependent child is entitled to weekly payments of 15% of the basic salary
commencing 13 weeks after the date of death. This payment
is made to the parent
or child’s guardian (s67D).
Where a weekly payment claim is made within 14 days of the deceased’s
normal pay day, the employer must start these payments
on the same pay day, or
no later than 14 days following receipt of that claim (s67B). Weekly payments
are payable from the date of
death or 28 days prior to the date on which the
claim was given to the employer (whichever is later). If 2 claims are made,
payment
is divided equally unless the Workers’ Rehabilitation &
Compensation Tribunal determines otherwise. Payments to a spouse
are to be made
on the days on which, & at the intervals at which, the worker’s salary
would normally have been paid. Payments
to a child are payable fortnightly,
monthly or quarterly as determined between the employer, the employer’s
insurer & the
person to whom the payment is made (s67D).
Payments are not an admission of liability where an employer has received a
claim for compensation & (whether accepting liability
or not) makes weekly
payments relating to that claim. If the payment is disputed, the employer or
their insurer must notify the dependant(s)
of the matters in dispute & why
in writing, & refer them to the Tribunal. Failure to dispute liability is
taken to accept
liability including the entitlement to compensation &
dependency or the degree of dependency (s67G).
If there is any failure to agree as to the deceased’s dependants
& the distribution of payment between them, the matter
can be referred to
the Tribunal (s68).
An employer which has accepted or is taken to have accepted liability to
pay compensation is also liable to compensate the worker’s
dependants for
reasonable expenses necessarily incurred as a result of the worker’s
injury for: medical services, hospital
services, constant attendance services,
rehabilitation services, household services, road accident rescue services,
ambulance services,
the worker’s burial or cremation, & reasonable
counselling costs (s75). Compensation for these expenses does not restrict
compensation payable under any other provision of the Act.
Additional compensation for travel expenses may be available for attending
medical appointments or rehabilitation services by the
worker prior to death
(s76).
Any claim for damages is not prevented by compensation in the form of a
lump sum &/or weekly payments. Any statutory compensation
paid, however, is
regarded as payment towards discharging that liability, & reduces the amount
of damages accordingly. Any award
of damages made without the dependant having
made & received a compensation claim extinguishes the right to any statutory
claim
to compensation (s133).
Proceedings where more than 1 dependant is entitled to compensation should
be brought jointly (s138).
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Work-related deaths
Claim to be lodged within 2 years of the worker’s death (or within 6
months of relevant service where claim for medical &
like expenses,
burial/cremation expenses, family counselling claim).
Common law entitlement expires 6 years after the date of death pursuant to
the Wrongs Act.
NOTE: Time limit generally for Part III of the Wrongs Act
1958 is 3 years; WorkCover legislation allows for 6-year limit.
Damages
Maximum damages $998,970 (indexed) less any sum received by way of
dependency benefits.
Transport accident-related deaths
Claim for dependency benefits to be lodged within 1 year of the
death.
If the TAC considers there are reasonable grounds for a delay in making a
claim, it may accept a claim lodged after 1 year but prior
to the expiration of
3 years after death (s68, TAA).
Claims pursuant to the Wrongs Act can be made up to 6 years after
the death.
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Limitation Act 2005 (WA), s14
3-year limitation period from date of injury (some exceptions, s39, where
court may extend time to commence actions for personal injuries under the
Fatal Accidents Act 1959 (WA)).
Workplace fatalities
Workers’ Compensation & Injury Management Act 1981 (WA),
schedule 5, entitlements to dependants of deceased workers:
Lump sum payable to dependant capped at $570,786.
Child’s allowance per week (made through WorkCover): $135.00.
Workers’ medical expenses, uncapped reasonable expenses.
Funeral expenses capped at $9,903 (indexed annually according to CPI).
Traffic fatalities
Fatal Accidents Act 1959 (WA), s4, where a person’s death is
caused by a wrongful act, neglect or default, & the person would have been
entitled to damages
had they survived but instead only suffered injury, then the
person who caused the death will be liable to an action for damages.
Unless an action is made subject to the exception in the Law Reform
(Miscellaneous Provisions) Act 1941 (WA), an action for damages will not
include pain & suffering.
Dependants may seek compensation for non-pecuniary & pecuniary losses
subject to the following:
Motor Vehicle (Third Party Insurance) Act 1943 (WA), notably ss3C,
3E, 3F, 7, 8.
Motor Vehicle (Third Party Insurance) Regulations 2009 (WA), reg
7.
Thresholds 2018/19
General damages are based on a percentage of the maximum amount payable.
• Amount A: $418,000 (maximum amount payable)
• Amount B: $21,500 (threshold/deductable)
• Amount C: $63,500 (deductible decreases over this amount
– no deductible for amounts > $85,000)
• Amount D: $6,500 (threshold for gratuitous services)
Public liability fatalities
Any medical expenses incurred as a result of the injury which caused
death.
Any funeral expenses of the deceased if expense was incurred by the party
to benefit from the action brought.
Civil Liability Act 2002 (WA) (CLA)
Lump sums for general damages
Under the WA CLA, claims for damages for personal injuries under the
law of WA are now subject to a statutory threshold for damages for ‘pain
& suffering’. The threshold has
the following effects:
• for general damages awards under $21,500 there is no award of
damages;
• for general damages awards between $21,500 & $63,500, the first
$21,500 is deducted;
• for general damages awards between $63,500 & $85,000, there is
a gradually reducing deductible;
• for general damages awards in excess of $85,000 there is no
deductible.
Lump sum payments for pecuniary loss
Past economic loss due to loss of earnings & future economic loss due
to loss of prospective earnings calculated on a basis of
weekly earnings. This
is, however, limited to being no more than 3 x the national AWE as at the date
of the award.
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RECENT OR PROPOSED CHANGES
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None.
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None.
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None.
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None.
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None.
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None.
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None.
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None.
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Jacinta Northam is a Senior Associate at Maurice Blackburn’s Canberra office with broad experience in personal injury law. EMAIL Jnortham@mauriceblackburn.com.au.
James Treloar is a Partner at Maliganis Edwards Johnson specialising in personal injury claims. EMAIL jtreloar@mej.com.au.
Niall Connolly is an Associate at Slater and Gordon’s Sydney office, working primarily in medical law. He was previously Special Counsel at Ward Keller in Darwin. EMAIL Niall.Connolly@slatergordon.com.au.
Kerry Byrnes is a personal injuries compensation lawyer at Maurice Blackburn’s Parramatta office. EMAIL KByrnes@mauriceblackburn.com.au.
Monica Liesch is a personal injury compensation Associate at Maurice Blackburn’s Parramatta office. EMAIL MLiesch@mauriceblackburn.com.au
Charmaine Bastin is a personal injuries lawyer and Associate at Maurice Blackburn’s Sunshine Coast office. EMAIL CBastin@mauriceblackburn.com.au.
Ric Traini is a personal injuries lawyer at Maurice Blackburn’s Adelaide office specialising in medical negligence and institutional abuse. EMAIL RTraini@mauriceblackburn.com.au.
Gabby McDonald is a solicitor at Blumers Lawyers in Tasmania. EMAIL gabby@blumers.com.au.
Jaz Goddard is a work injury compensation Associate at Maurice Blackburn’s Geelong office. EMAIL jazgoddard@mauriceblackburn.com.au.
Caitlin Stove is a road accident compensation Associate at Maurice Blackburn’s Geelong office in Victoria. EMAIL CStove@mauriceblackburn.com.au.
Helen Parker is a personal injury Associate at Maurice Blackburn’s Perth office. EMAIL HParker@mauriceblackburn.com.au.
Lindsay Allan-McConchie is a personal injuries lawyer at Maurice Blackburn’s Perth office. EMAIL lallanmcconchie@mauriceblackburn.com.au.
The workers compensation and transport accidents sections are updated versions of a table that was previously published in Precedent, March/April 2016, issue 133 on catastrophic injuries. Contributors to that table included Emma Reilly (ACT); Niall Connolly (NT); Tanya Segelov and Fiona Seaton (NSW); Sara Anderson (Qld); Anne Hoffman (SA); Emma White (Tas); Lauren Freeman, Deidre Petrakis and Sarah Thorn (Vic); and Kacey Wuelfert and Fatima Verdingola (WA).
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URL: http://www.austlii.edu.au/au/journals/PrecedentAULA/2019/32.html