Commonwealth Consolidated Acts

INSURANCE ACT 1973 - NOTES

No. 76, 1973

Compilation No. 72

Compilation date: 14 October 2024

Includes amendments: Act No. 39, 2024

About this compilation

This compilation

This is a compilation of the Insurance Act 1973 that shows the text of the law as amended and in force on 14 October 2024 (the compilation date).

The notes at the end of this compilation (the endnotes) include information about amending laws and the amendment history of provisions of the compiled law.

Uncommenced amendments

The effect of uncommenced amendments is not shown in the text of the compiled law. Any uncommenced amendments affecting the law are accessible on the Register (www.legislation.gov.au). The details of amendments made up to, but not commenced at, the compilation date are underlined in the endnotes. For more information on any uncommenced amendments, see the Register for the compiled law.

Application, saving and transitional provisions for provisions and amendments

If the operation of a provision or amendment of the compiled law is affected by an application, saving or transitional provision that is not included in this compilation, details are included in the endnotes.

Editorial changes

For more information about any editorial changes made in this compilation, see the endnotes.

Modifications

If the compiled law is modified by another law, the compiled law operates as modified but the modification does not amend the text of the law. Accordingly, this compilation does not show the text of the compiled law as modified. For more information on any modifications, see the Register for the compiled law.

Self-repealing provisions

If a provision of the compiled law has been repealed in accordance with a provision of the law, details are included in the endnotes.

Contents

Part I--Preliminary

1 Short title

2 Commencement

2A Main objects of this Act

3 Interpretation

3A Certain insurance contracts not taken to be insurance business

4 Meaning of subsidiary

4A Meaning of relevant group of bodies corporate

4B Determining whether bodies corporate are related to one another

5 Application of Act

6 Act extends to external Territories

7 Determination that certain provisions do not apply

7A Breach of condition of a determination

Part II--Administration

8 General administration of Act

Part III--Authorisation to carry on insurance business

Division 1--Need to be authorised

9 Persons other than bodies corporate and Lloyd's underwriters carrying on insurance business

10 Bodies corporate and Lloyd's underwriters carrying on insurance business

11 Meaning of general insurer

11A Injunctions

Division 2--Authorisation to carry on insurance business

12 Obtaining an authorisation

13 Conditions on an authorisation

14 Breach of authorisation conditions

Division 3--Revocation of an authorisation

15 Revocation of authorisation etc.

16 When APRA must revoke a general insurer's authorisation

16A Continuation of effect of general insurer's authorisation

17 Assignment of liabilities to enable revocation

Division 3A--Transfer and amalgamation of insurance business

17A Interpretation

17B Transfer or amalgamation of insurance business

17C Steps to be taken before application for confirmation

17D Actuarial report on scheme

17E Application to Court

17F Confirmation of scheme

17G Effect of confirmation etc.

17H Costs of actuary's report

17I Documents to be lodged in case of transfer or amalgamation

Division 4--Authorisation to be a NOHC of a general insurer

18 Authorisation to be a NOHC

19 Conditions on a NOHC authorisation

20 Breach of conditions on a NOHC authorisation

21 When APRA may revoke a NOHC authorisation

22 When APRA must revoke a NOHC authorisation

22A Continuation of effect of body corporate's NOHC authorisation

23 Publication of list of authorised NOHCs

23A APRA may give notice to ensure that general insurer has an authorised NOHC

Division 5--Directors, senior managers and other representatives of general insurers and authorised NOHCs

24 Disqualified persons must not act for general insurers or authorised NOHCs

25 Who is a disqualified person?

25A Court power of disqualification

26 Court power to revoke or vary a disqualification etc.

26A Privilege against exposure to penalty--disqualification under section 25A or 44

27 APRA may remove a director or senior manager of a general insurer, authorised NOHC or corporate agent

Division 6--Other matters

28 General insurer must hold sufficient assets

28A Commencement and cessation of insurance business

29 Change of name of a general insurer or authorised NOHC

30 General insurer or authorised NOHC ceasing to exist

31 Effect of authorisation as a general insurer

Part IIIA--Prudential supervision and monitoring of general insurers, authorised NOHCs and their subsidiaries

Division 1--The prudential standards

32 APRA may determine prudential standards

34 Notification of prudential standards

35 Obligation to comply with the prudential standards

Division 2--Conversion and write-off provisions

36A Definitions

36B Conversion and write-off provisions

36C Conversion or write-off etc. not grounds for denial of obligations

Division 3--Monitoring of prudential matters

38 APRA to monitor prudential matters

38AA Requirement to notify APRA of certain matters

Division 4--Protections in relation to information

38F Self-incrimination

Part IV--Auditors, actuaries and accounts

Division 1--The auditors and actuary of a general insurer

39 Requirement for general insurers to have an auditor and actuary

40 Additional auditors

41 Compliance with prudential standards

43 When a person stops holding an appointment

43A Disqualified persons must not act as auditor or actuary of general insurer

44 Court power of disqualification

45 Court power to revoke or vary a disqualification etc.

46 Notification of appointment as an auditor or actuary

48 Referring matters to professional associations for auditors and actuaries

Division 2--Provision of information to APRA

49 Duty of auditors and actuaries to give information when required

49A Additional duty of auditors and actuaries to give information

49B Auditor or actuary may give information to APRA

49D Auditor must notify APRA of attempts to unduly influence etc. the auditor

49DA Giving false or misleading information to auditor

Division 3--Actuarial investigation required by APRA

49E Actuarial investigation of liabilities

49F Offence for contravening section 49E

49G Who can be appointed as a section 49E actuary

49H Delegate's decision to extend time for providing actuary's report

Division 4--Role of auditor and actuary of a general insurer

49J Auditor's role

49K Actuary's role

49L Lodgment of auditor's certificate and actuary's reports

Division 5--Accounts

49Q Keeping of accounting records

Division 6--Removal of auditors and actuaries

49R APRA may direct removal of auditor or actuary

Part V--Investigations of general insurers etc.

50 Interpretation

52 Investigation of general insurer, authorised NOHC or subsidiary by APRA or inspector

54 Entry on premises

55 Powers of APRA or inspector

56 Persons to comply with requirements of APRA or the inspector

57 Person may be represented by a legal practitioner

58 Notes of examination of person

59 Delegation

60 Report of APRA or the inspector

61 Offences

Part VA--Investigations of unauthorised insurance

62A Investigations relating to contraventions of section 9 or 10 etc.

62B Access to premises

62C Powers of APRA or inspector

62D Persons to comply with requirements of APRA or the inspector

62E Person may be represented by a legal practitioner

62F Notes of examination of person

62G Delegation

62H Investigations to be completed within a reasonable time

62J Report of the inspector

Part VB--Judicial management, statutory management, other external administration and winding up

Division 1--Judicial management of general insurers

62K Application for order for judicial management

62L Order for judicial management after investigation

62M Order for judicial management on other grounds

62N Commencement of judicial management

62P Moratorium--effect of judicial management on court and tribunal proceedings

62PA Moratorium--effect of judicial management on enforcement process regarding property

62PB Moratorium--effect of judicial management on disposal of property

62PC Moratorium--Restrictions on exercise of third party property rights

62PD Moratorium--effect of judicial management on supply of essential services

62PE Moratorium--effect of judicial management on annual general meeting

62R Appointment of judicial manager

62S Remuneration of judicial manager

62T Effect of judicial management on powers of officers etc.

62U Effect on external administrator of judicial manager managing general insurer

62V Judicial management not ground for denial of obligations

62W Continued application of other Parts of Act

62X Federal Court's control of judicial manager

62Y Powers of judicial manager

62Z Judicial manager's additional powers to facilitate recapitalisation

62ZA Considering report before acting under section 62Z

62ZB Act under section 62Z not ground for denial of obligations

62ZC Application by APRA for instructions to judicial manager

62ZD Request by APRA for information

62ZE Duration of judicial management

62ZF Cancellation of judicial management

62ZG How judicial manager is to manage

62ZH Disclaimer of onerous property

62ZI Report by judicial manager

62ZJ Order of Federal Court on report of judicial manager

62ZK Transfer of business to another general insurer

62ZL Resignation

62ZM Immunity

62ZN Exceptions to Part IV of the Competition and Consumer Act 2010

Division 1A--Statutory management of general insurers

Subdivision A--General provisions relating to statutory management

62ZOA Consequences of inability or failure of general insurer etc. to meet certain requirements

62ZOB Start of control of body corporate's business by Insurance Act statutory manager

62ZOC Insurance Act statutory managers--termination of control

Subdivision B--Provisions dealing with control of a body corporate's business by an Insurance Act statutory manager

62ZOD Insurance Act statutory manager's powers and functions

62ZOE Safeguards on exercise of Insurance Act statutory manager's powers and functions

62ZOF Insurance Act statutory manager's additional powers to facilitate recapitalisation

62ZOG Considering report before acting under section 62ZOF

62ZOH Act under section 62ZOF not ground for denying obligation

62ZOI APRA may require a person to give information etc. for the purposes of this Division

62ZOJ Administrator in control--additional powers to recommend action by APRA

62ZOK Insurance Act statutory manager's liabilities and duties

62ZOL Transaction by Insurance Act statutory manager not voidable under section 588FE of the Corporations Act 2001

62ZOM Administrator in control--additional duties

62ZON Administrator in control--additional duties where action may affect financial system stability in Australia

62ZOO Termination of Insurance Act statutory manager's appointment

62ZOP Effect on directors of Insurance Act statutory manager taking control of a body corporate's business

62ZOQ Effect on external administrator of Insurance Act statutory manager taking control of a body corporate's business

62ZOR Moratorium--effect of Insurance Act statutory management on court and tribunal proceedings

62ZOS Moratorium--effect of Insurance Act statutory management on enforcement process regarding property

62ZOT Moratorium--effect of Insurance Act statutory management on disposal of property

62ZOU Moratorium--Restrictions on exercise of third party property rights

62ZOV Moratorium--effect of Insurance Act statutory management on supply of essential services

62ZOW Moratorium--effect of Insurance Act statutory management on annual general meeting

62ZOX Insurance Act statutory manager being in control not grounds for denial of obligations

62ZOY Application of other provisions

62ZOZ Costs of statutory management

62ZOZA APRA must report to Minister and publish information about statutory management

62ZOZB Exceptions to Part IV of the Competition and Consumer Act 2010

Division 2--Extra provisions relating to external administration of general insurers

62ZP Relationship of this Division with Chapter 5 of, and Schedule 2 to, the Corporations Act 2001

62ZQ Involving APRA in proposed appointment of external administrators of general insurers and NOHCs

62ZR Involving APRA in applications by liquidator

62ZS Application by APRA for directions

62ZT APRA may request information from liquidator

Division 3--Extra provisions for winding up general insurers

62ZU Order to wind up general insurer on APRA's application

62ZV Relationship with the Corporations Act 2001

Division 4--Special provisions relating to foreign general insurers

62ZVA Limited application of Divisions 1, 1A and 2 to foreign general insurers

Part VC--Financial claims scheme for policyholders with insolvent general insurers

Division 1--Preliminary

62ZW Purpose of this Part

62ZX APRA's functions relating to this Part

62ZY Determination that policies are not protected policies

62ZZ Determination that persons do not have entitlements

62ZZA Allowing extra time for claims

Division 2--Declaration of general insurer

62ZZC Declaration that Division 3 applies in relation to general insurer

62ZZD Advice and information for decision on making declaration

62ZZE APRA may advise Minister of its belief of insolvency

Division 3--Early payment of claims

62ZZF Entitlement to payment of claimant under protected policy

62ZZFA Interim claims and payments for section 62ZZF entitlements

62ZZG Entitlement to payment of third party

62ZZGA Interim claims and payments for section 62ZZG entitlements

62ZZH Entitlement on basis of notionally extended cover

62ZZI APRA must determine insurer's liability in respect of claim

62ZZJ Determinations APRA must make on application

62ZZK Payment

62ZZKA Giving information about payments in a financial year

62ZZL Substitution of APRA as insurer's creditor

62ZZM Meeting of entitlement taken to be payment by insurer

62ZZMA APRA may make transferred liabilities determination where transfer of business

62ZZMB Payment amounts under transferred liabilities determination

62ZZMC Consequences of transferred liabilities determination once certificate of transfer issued

62ZZMD Certain provisions do not apply in relation to entitlement of receiving body as a result of transferred liabilities determination

Division 4--Administration

62ZZN APRA to try to ensure awareness of making of claims

62ZZO Requiring assistance

62ZZP Obtaining information relevant to determining and paying entitlements

62ZZQ Enforcing requirement to give information

62ZZR Obtaining further information from claimant or applicant

62ZZS Recovery of overpayments

62ZZT APRA may delegate functions and powers under this Part

62ZZU APRA's costs of administration

Division 5--Exceptions to Part IV of the Competition and Consumer Act 2010

62ZZV Exceptions to Part IV of the Competition and Consumer Act 2010

Part VI--Review of decisions

63 Review of certain decisions

64 Statements to accompany notification of decisions

Part VII--Lloyd's

Division 1--Preliminary

65 Simplified outline

66 Definitions

Division 2--Security trust fund arrangements

67 Security trust funds

68 Security trust fund arrangements

69 Designated security trust funds

70 Rules about designated security trust funds

71 Transfers to trustee of security trust fund--presumption of regularity

72 When security trust fund constitutes an adequate security for the class of insurance liabilities secured by the fund

73 Affairs of security trust fund

Division 3--General powers of APRA

74 APRA may direct that Lloyd's underwriters must not issue or renew policies

75 Actuarial investigation of adequacy of security provided by designated security trust funds

76 Provision for liabilities in the accounts of designated security trust funds

Division 4--Investigations

Subdivision A--Inquiries and directions by APRA

77 Inquiries by APRA

78 Direction not to deal with certain assets

Subdivision B--Investigations

79 Investigation of designated security trust fund by APRA or inspector

80 Entry on premises

81 Powers of APRA or the inspector to obtain information etc.

82 Persons to comply with requirements of APRA or the inspector

83 Person may be represented by a legal practitioner

84 Notes of examination of person

85 Delegation

86 Report of APRA or the inspector

Subdivision C--Offences

87 Offences

Division 5--Judicial trusteeship of designated security trust funds

88 Application for order for judicial trusteeship

89 Grounds for order for judicial trusteeship

90 Commencement of judicial trusteeship

91 Stay of proceedings during judicial trusteeship

92 Appointment of judicial trustee

92A Terms and conditions of appointment of judicial trustee

92B Property vesting orders

92C Powers of judicial trustee

92D Court's control of judicial trustee

92E Direction not to deal with certain assets

92F Provision for liabilities in the accounts of designated security trust funds

92G Application by APRA for instructions to judicial trustee

92H Request by APRA for information

92J Duration of judicial trusteeship

92K Cancellation of judicial trusteeship

92L Report by judicial trustee

92M Judicial trustee may formulate a scheme for the winding-up or dissolution, or both, of a designated security trust fund

92N Resignation

92P Indemnity

92Q Security deposit

92R Application of security deposit--costs of judicial trusteeship of designated security trust fund

92S Return of security deposit

Division 6--Authorisation of Lloyd's underwriters

93 Lloyd's underwriters

Division 7--Miscellaneous

94 Trustee of designated security trust fund not to be treated as carrying on insurance business

94A Injunctions

95 Agent of Lloyd's

96 Address for service

97 Lloyd's to give notice of by-laws

98 Part does not authorise Lloyd's underwriter to carry on any business the underwriter could not otherwise have carried on

Part VIII--Effect of Act on other laws

99 Operation of State and Territory laws on section 10

100 Act not to affect certain State and Territory laws

102 Laws about accounts or accounting records

103 Parts V and VA not to affect operation of certain laws

Part IX--Directions

Division 1--Recapitalisation directions

103A Who this Division applies to

103B Recapitalisation direction by APRA

103C Additional contents of a recapitalisation direction

103D Compliance with a recapitalisation direction

103E APRA must obtain expert's report on the fair value of shares etc.

103F Determination of the fair value of shares by an expert

103G Determination of the fair value of rights by an expert

103H Ascertaining the fair value of other capital instruments

103J Contravention of certain provisions does not affect the validity of recapitalisation direction etc.

103K Recapitalisation direction not grounds for denial of obligations

103L Supply of information about issue and revocation of recapitalisation directions

103M Non-compliance with a recapitalisation direction

103N Exceptions to Part IV of the Competition and Consumer Act 2010

Division 2--Other directions

104 APRA may give directions in certain circumstances

105 Direction not grounds for denial of obligations

106 Supply of information about issue and revocation of directions

108 Non-compliance with a direction

Division 3--Secrecy and disclosure provisions relating to all directions

109 APRA may determine that a direction is covered by secrecy provision

109A Secrecy relating to directions

109B Disclosure of publicly available information

109C Disclosure allowed by APRA

109D Disclosure to legal representative for purpose of seeking legal advice

109E Disclosure allowed by APRA Act secrecy provision

109F Disclosure in circumstances set out in the regulations

109G Disclosure for purpose

109H Exceptions operate independently

Part X--Miscellaneous

114 Use of words "insurance" and "insurer"

115 Power to require production of information, books, accounts or documents

115AA Information relating to contraventions of section 9 or 10 etc.

115AB Persons to comply with requirements of APRA or authorised person

115A Access to premises

116 General insurer not to carry on insurance business after start of winding up

116A Assets and liabilities in Australia

117 Address for service in Australia

118 Agent in Australia

120 Saving if section 93 ceases to have effect

121 Service of documents and notices

122 Register to be kept

124 Evidence and judicial notice

125 APRA Act secrecy provisions apply

126 Acceptance and enforcement of undertakings

127 Severability

127A Compensation for acquisition of property

127B Protection from liability--general

127C Protection from liability--directions and secrecy

127D Protection from liability--provisions do not limit each other

127E Act has effect despite the Corporations Act

127F Civil penalty for contravening section 8A of the Terrorism and Cyclone Insurance Act 2003

128 Signing of documents

128A Continuing offences

129 Time for bringing proceedings

129AA Institution of offence proceedings no bar to judicial management or winding up

129A Joinder of charges and penalties for certain offences

129D Injunctions

129E Civil penalties

130 Preparation of forms

131 Costs of investigations

131A Authorising contracts etc. for protecting policyholders' interests and financial system stability

131B Borrowing funds for payments under authorised contracts etc.

132 Regulations

Schedule 1--Civil penalties

Part 1--Contravention of a civil penalty provision

1 Federal Court may order person to pay pecuniary penalty for contravening civil penalty provision

2 Contravening a civil penalty provision is not an offence

3 Persons involved in contravening civil penalty provision

4 Recovery of a pecuniary penalty

5 Civil evidence and procedure rules for pecuniary penalty orders

Part 2--Civil penalty proceedings and criminal proceedings

6 Civil proceedings after criminal proceedings

7 Criminal proceedings during civil proceedings

8 Criminal proceedings after civil proceedings

9 Evidence given in proceedings for penalty not admissible in criminal proceedings

Endnotes

Endnote 1--About the endnotes

Endnote 2--Abbreviation key

Endnote 3--Legislation history

Endnote 4--Amendment history

Endnotes

Endnote 1--About the endnotes

The endnotes provide information about this compilation and the compiled law.

The following endnotes are included in every compilation:

Endnote 1--About the endnotes

Endnote 2--Abbreviation key

Endnote 3--Legislation history

Endnote 4--Amendment history

Abbreviation key--Endnote 2

The abbreviation key sets out abbreviations that may be used in the endnotes.

Legislation history and amendment history--Endnotes 3 and 4

Amending laws are annotated in the legislation history and amendment history.

The legislation history in endnote 3 provides information about each law that has amended (or will amend) the compiled law. The information includes commencement details for amending laws and details of any application, saving or transitional provisions that are not included in this compilation.

The amendment history in endnote 4 provides information about amendments at the provision (generally section or equivalent) level. It also includes information about any provision of the compiled law that has been repealed in accordance with a provision of the law.

Editorial changes

The Legislation Act 2003 authorises First Parliamentary Counsel to make editorial and presentational changes to a compiled law in preparing a compilation of the law for registration. The changes must not change the effect of the law. Editorial changes take effect from the compilation registration date.

If the compilation includes editorial changes, the endnotes include a brief outline of the changes in general terms. Full details of any changes can be obtained from the Office of Parliamentary Counsel.

Misdescribed amendments

A misdescribed amendment is an amendment that does not accurately describe how an amendment is to be made. If, despite the misdescription, the amendment can be given effect as intended, then the misdescribed amendment can be incorporated through an editorial change made under section  15V of the Legislation Act 2003.

If a misdescribed amendment cannot be given effect as intended, the amendment is not incorporated and "(md not incorp)" is added to the amendment history.

Endnote 2--Abbreviation key

 

ad = added or inserted	o = order(s)
am = amended	Ord = Ordinance
amdt = amendment	orig = original
c = clause(s)	par = paragraph(s)/subparagraph(s)
C[x] = Compilation No. x	/sub-subparagraph(s)
Ch = Chapter(s)	pres = present
def = definition(s)	prev = previous
Dict = Dictionary	(prev ... ) = previously
disallowed = disallowed by Parliament	Pt = Part(s)
Div = Division(s)	r = regulation(s)/rule(s)
ed = editorial change	reloc = relocated
exp = expires/expired or ceases/ceased to have	renum = renumbered
effect	rep = repealed
F = Federal Register of Legislation	rs = repealed and substituted
gaz = gazette	s = section(s)/subsection(s)
LA = Legislation Act 2003	Sch = Schedule(s)
LIA = Legislative Instruments Act 2003	Sdiv = Subdivision(s)
(md) = misdescribed amendment can be given	SLI = Select Legislative Instrument
effect	SR = Statutory Rules
(md not incorp) = misdescribed amendment	Sub-Ch = Sub-Chapter(s)
cannot be given effect	SubPt = Subpart(s)
mod = modified/modification	underlining = whole or part not
No. = Number(s)	commenced or to be commenced

Endnote 3--Legislation history

 

Act	Number and year	Assent	Commencement	Application, saving and transitional provisions
Insurance Act 1973	76, 1973	19 June 1973	Parts I and II (ss. 1-20): Royal Assent ss. 44 and 109: 23 Nov 1973 (see Gazette 1973, No. 176) s. 113(1)-(3): 3 Nov 1980 (see Gazette 1980, No. S200) s. 132: 1 Aug 1973 (see Gazette 1973, No. 92B) Remainder: 1 Aug 1974 (see Gazette 1974, No. 62)
Statute Law Revision Act 1973	216, 1973	19 Dec 1973	31 Dec 1973	ss. 9(1) and 10
Federal Court of Australia (Consequential Provisions) Act 1976	157, 1976	9 Dec 1976	1 Feb 1977 (see s. 2 and Gazette 1977, No. S3)	--
Insurance Amendment Act 1977	31, 1977	18 May 1977	ss. 3, 12, 13(2), (3), 14, 16-18, 20, 22-25, 27(2), 28, 35 and 38: 28 June 1977 (see Gazette 1977, No. S114) s. 4(1): 1 Feb 1975 s. 4(2): 13 Dec 1976 s. 4(3): 14 Nov 1977 (see Gazette 1977, No. S244) ss. 27(1), 29 and 30: 1 Aug 1974 Remainder: Royal Assent	ss. 13(3), 15(2) and 24(2)-(7)
Companies (Miscellaneous Amendments) Act 1981	92, 1981	18 June 1981	(s 25-35): 1 July 1982 (s 2(3) and gaz 1982, No S124)	--
Census and Statistics Amendment Act (No. 2) 1981	177, 1981	8 Dec 1981	1 Mar 1983 (gaz 1983, No. S36)	--
as amended by
Statute Law (Miscellaneous Amendments) Act (No. 1) 1982	26, 1982	7 May 1982	(s 73-75): 1 Mar 1983 (s 2(3) and gaz 1983, No S36)	--
Health Legislation Amendment Act 1983	54, 1983	1 Oct 1983	Part V (s. 132): 1 Feb 1984 (s 2(2))	--
Insurance Amendment Act 1983	129, 1983	22 Dec 1983	s. 3(c): Repealed before commencing (s 2(2)) s. 24: 1 Oct 1985 (see Gazette 1985, No. S310) Remainder: 19 Jan 1984	ss. 8(2), 10(2), 14(2), 15(2), 24(2), 27(2) and 44-48
as amended by
Statute Law (Miscellaneous Provisions) Act (No. 1) 1984	72, 1984	25 June 1984	s. 3: 19 January 1984 (s 2(14))	s. 5(1)
Insurance Legislation Amendment Act 1989	16, 1989	20 Apr 1989	(see 16, 1989 below)	--
Statute Law (Miscellaneous Provisions) Act (No. 1) 1984	72, 1984	25 June 1984	s. 3: 23 July 1984 (s 2(1))	s. 5(1)
Australian Trade Commission (Transitional Provisions and Consequential Amendments) Act 1985	187, 1985	16 Dec 1985	Part VIII (s. 60): 6 Jan 1986 (s 2(1))	--
Statute Law (Miscellaneous Provisions) Act (No. 2) 1986	168, 1986	18 Dec 1986	s. 3: 18 Dec 1986 (s 2(1))	ss. 5(1) and 6(3), (4)
Insurance and Superannuation Commissioner (Consequential Provisions) Act 1987	99, 1987	5 Nov 1987	23 Nov 1987 (see Gazette 1987, No. S310)	ss. 32 and 33
Statute Law (Miscellaneous Provisions) Act 1988	38, 1988	3 June 1988	s. 3: 3 June 1988 (s 2(1))	s. 5(1)
Industrial Relations (Consequential Provisions) Act 1988	87, 1988	8 Nov 1988	ss. 1 and 2: Royal Assent Remainder: 1 Mar 1989 (see s. 2(2) and Gazette 1989, No. S53)	--
Insurance Legislation Amendment Act 1989	16, 1989	20 Apr 1989	ss. 5, 6, 9-18, 22(2), 23, 26(a), 27-32, 33(a), 34(2), 38, 39, 45(a), (b), (d), 47 and 48: 20 Oct 1989 Remainder: 18 May 1989	--
Insurance Amendment Act 1991	32, 1991	20 Mar 1991	20 Mar 1991	--
Export Finance and Insurance Corporation (Transitional Provisions and Consequential Amendments) Act 1991	149, 1991	21 Oct 1991	1 Nov 1991	--
Insurance Laws Amendment Act 1991	1, 1992	6 Jan 1992	6 Jan 1992	ss. 28-35
Insurance Acquisitions and Takeovers Act 1991	6, 1992	6 Jan 1992	15 Mar 1992 (see Gazette 1992, No. S72)	--
Corporate Law Reform Act 1992	210, 1992	24 Dec 1992	Sch 2: 23 June 1993 (s 2(3) and gaz 1993, No S186)	--
CSL Sale Act 1993	88, 1993	30 Nov 1993	Part 1 (ss. 1-4), ss. 7 and 47: Royal Assent ss. 5 and 6: 22 Feb 1991 Remainder: 3 June 1994 (see Gazette 1994, No. S209)	--
Insurance Laws Amendment Act 1994	48, 1994	7 Apr 1994	ss. 1-3, 10 and 40: Royal Assent s. 41: 6 Jan 1992 Remainder: 1 Oct 1994 (see Gazette 1994, No. GN38)	ss. 7-9
Life Insurance (Consequential Amendments and Repeals) Act 1995	5, 1995	23 Feb 1995	1 July 1995 (see s. 2 and Gazette 1995, No. GN24)	--
Superannuation Industry (Supervision) Legislation Amendment Act 1995	144, 1995	12 Dec 1995	Sch 1: 12 Dec 1995 (s 2(1))	--
Workplace Relations and Other Legislation Amendment Act 1996	60, 1996	25 Nov 1996	Sch 9 (item 21): 25 Nov 1996 (s 2(1))	s. 2(2) and (6) (am. by 77, 1996, Sch. 3 [items 1, 2])
as amended by
Workplace Relations and Other Legislation Amendment Act (No. 2) 1996	77, 1996	19 Dec 1996	Sch 3 (items 1, 2): 25 Nov 1996 (s 2(4))	--
Retirement Savings Accounts (Consequential Amendments) Act 1997	62, 1997	28 May 1997	2 June 1997 (see s. 2 and Gazette 1997, No. S202)	--
Financial Laws Amendment Act 1997	107, 1997	30 June 1997	Sch 5: 30 June 1997 (s 2(1))	Sch. 5 (items 17, 26, 123)
Insurance Laws Amendment Act 1998	35, 1998	22 Apr 1998	Schedule 1: 30 Apr 1998 (see Gazette 1998, No. S188) Schedule 2 (items 1-26, 28-32): 1 July 2000 (see Gazette 2000, No. GN25) Remainder: Royal Assent	Sch. 1 (items 30-34), and Sch. 2 (items 25-27)
Financial Sector Reform (Consequential Amendments) Act 1998	48, 1998	29 June 1998	Sch 1 (items 98-113): 1 July 1998 (s 2(2))	--
Financial Sector Reform (Amendments and Transitional Provisions) Act 1998	54, 1998	29 June 1998	Sch 9 (items 1-149): 1 July 1998 (para 2(2)(g)) Sch 9 (items 150-197): 1 July 2000 (para 2(10)(b))	--
Company Law Review Act 1998	61, 1998	29 June 1998	Sch 4 (items 11, 12) and Sch 5 (item 33): 1 July 1998 (s 2(2), (5) and gaz 1998, No S317)	--
as amended by
Taxation Laws Amendment (Company Law Review) Act 1998	63, 1998	29 June 1998	Sch 7: 1 July 1998 (s 2(1) and gaz 1998, No S317)	--
Financial Sector Reform (Amendments and Transitional Provisions) Act (No. 1) 1999	44, 1999	17 June 1999	Sch 7 (items 106-113): 1 July 1999 (s 3(2)(e), (16) and gaz 1999, No S283) Sch 8 (items 1-6, 22): 17 June 1999 (s 3(1))	Sch 8 (items 1-6, 22)
as amended by
Financial Sector Legislation Amendment Act (No. 1) 2000	160, 2000	21 Dec 2000	Sch 4 (item 4): 18 Jan 2001 (s 2(1))	--
Criminal Code Amendment (Theft, Fraud, Bribery and Related Offences) Act 2000	137, 2000	24 Nov 2000	Sch 2 (items 254-261, 418, 419): 24 May 2001 (s 2(3))	Sch. 2 (items 418, 419)
Treasury Legislation Amendment (Application of Criminal Code) Act (No. 1) 2001	31, 2001	28 Apr 2001	s 1-3, Sch 1 (items 1-4) and Sch 2: 28 Apr 2001 (s 2(1)) Sch 1 (items 171, 172): 18 Jan 2001 (s 2(2)) Remainder: 15 Dec 2001 (s 2(4))	--
as amended by
Treasury Legislation Amendment (Application of Criminal Code) Act (No. 3) 2001	117, 2001	18 Sept 2001	Schedule 2 (item 1): 15 Dec 2001 (s 2(4))	--
Corporations (Repeals, Consequentials and Transitionals) Act 2001	55, 2001	28 June 2001	s 4-14 and Sch 3 (items 277-290): 15 July 2001 (s 2(3) and gaz 2001, No S285)	s 4-14
as amended by
Financial Sector Legislation Amendment Act (No. 1) 2003	116, 2003	27 Nov 2003	Sch 4 (item 2): 15 July 2001 (s 2(1) item 6)	--
General Insurance Reform Act 2001	119, 2001	19 Sept 2001	Schedules 1 and 3: 1 July 2002 Remainder: Royal Assent	Sch. 2 (items 1-4, 6-11) Sch. 2 (item 5) (am. by 37, 2002, Sch. 4 [item 18])
as amended by
Financial Sector Legislation Amendment Act (No. 1) 2002	37, 2002	26 June 2002	Sch 4 (item 18): 19 Sept 2001 (s 2(1) item 4)	--
Statute Law Revision Act 2005	100, 2005	6 July 2005	Sch 2 (item 19): 1 July 2002 (s 2(1) item 37)	--
Financial Sector (Collection of Data--Consequential and Transitional Provisions) Act 2001	121, 2001	24 Sept 2001	ss. 1-3: Royal Assent Remainder: 1 July 2002 (see s. 2 and Gazette 2002, No. GN24)	Sch. 2 (item 45) and Sch. 3
Financial Services Reform (Consequential Provisions) Act 2001	123, 2001	27 Sept 2001	Sch 1 (items 240-244): 11 Mar 2002 (s 2(1), (6))	--
Financial Sector Legislation Amendment Act (No. 1) 2002	37, 2002	26 June 2002	Sch 4 (items 1-17): 1 July 2002 (s 2(1) item 3)	--
Workplace Relations Legislation Amendment (Registration and Accountability of Organisations) (Consequential Provisions) Act 2002	105, 2002	14 Nov 2002	Schedule 3 (item 52): 12 May 2003 (see s. 2 and Gazette 2002, No. GN49)	--
Medical Indemnity (Prudential Supervision and Product Standards) (Consequential Amendments) Act 2003	36, 2003	2 May 2003	1 July 2003	--
Australian Prudential Regulation Authority Amendment Act 2003	42, 2003	24 June 2003	ss. 1-3: Royal Assent Remainder: 1 July 2003 (see s. 2(1) and Gazette 2003, No. S230)	Sch. 3
Financial Sector Legislation Amendment Act (No. 1) 2003	116, 2003	27 Nov 2003	Schedule 5: 28 Nov 2003	--
as amended by
Statute Law Revision Act 2005	100, 2005	6 July 2005	Sch 2 (item 12): 28 Nov 2003 (s 2(1) item 32)	--
Administrative Appeals Tribunal Amendment Act 2005	38, 2005	1 Apr 2005	Schedule 1 (items 219, 220): 16 May 2005	--
Statute Law Revision Act 2005	100, 2005	6 July 2005	Sch 1 (item 27): 1 July 2002 (s 2(1) item 17)	--
Statute Law Revision Act 2007	8, 2007	15 Mar 2007	Schedule 4 (item 17): Royal Assent	--
Private Health Insurance (Transitional Provisions and Consequential Amendments) Act 2007	32, 2007	30 Mar 2007	Schedule 2 (item 53): 1 Apr 2007 (see s. 2(1))	--
Financial Sector Legislation Amendment (Discretionary Mutual Funds and Direct Offshore Foreign Insurers) Act 2007	149, 2007	24 Sept 2007	Schedule 2: 1 July 2008 Schedule 3: 22 Oct 2007 Remainder: Royal Assent	Sch. 2 (item 7)
as amended by
Financial Sector Legislation Amendment (Review of Prudential Decisions) Act 2008	25, 2008	26 May 2008	Sch 1 (item 71) and Sch 3 (items 65, 66): 1 July 2008 (s 2(1) items  3, 9)	--
Financial Sector Legislation Amendment (Simplifying Regulation and Review) Act 2007	154, 2007	24 Sept 2007	Schedule 1 (items 53-66, 292, 296) and Schedule 4 (items 43-50): Royal Assent Schedule 1 (items 177-188): 1 Jan 2008	Sch. 1 (items 292, 296)
Financial Sector Legislation Amendment (Review of Prudential Decisions) Act 2008	25, 2008	26 May 2008	Sch 1 (items 10-21), Sch 2 (items 7-16), Sch 3 (items  1-27, 44-64) and Sch 4 (items 18-27, 43): 26 May 2008 (s 2(1) items 2, 5, 6, 8, 11) Sch 1 (items 72-83) and Sch 3 (item 67): 1 July 2008 (s 2(1) items 4, 10) Sch 3 (items 39-43): Never commenced (s 2(1) item 7)	Sch 1 (item 21), Sch 2 (item 16), Sch 3 (item  27) and Sch 4 (item 43)
Private Health Insurance Legislation Amendment Act 2008	54, 2008	25 June 2008	25 June 2008	--
Financial System Legislation Amendment (Financial Claims Scheme and Other Measures) Act 2008	105, 2008	17 Oct 2008	Sch 1 (items 18-34, 62): 18 Oct 2008 (s 2(1) items 2, 3) Schedule 3 (items 1-26): 18 Oct 2008	Sch. 1 (item 62) and Sch. 3 (items 8, 10, 12, 15, 17)
Tax Laws Amendment (2009 Measures No. 2) Act 2009	42, 2009	23 June 2009	Sch 1 (items 30-33): Royal Assent	Sch. 1 (item 31)
Fair Work (State Referral and Consequential and Other Amendments) Act 2009	54, 2009	25 June 2009	Sch 18 (item 11): 1 July 2009 (s 2(1) item 41)	--
Financial Sector Legislation Amendment (Enhancing Supervision and Enforcement) Act 2009	75, 2009	27 Aug 2009	Sch 1 (item 215): 27 Feb 2010 Sch 2 (items 7, 14): 28 Aug 2009	Sch. 2 (item 14)
Personal Property Securities (Consequential Amendments) Act 2009	131, 2009	14 Dec 2009	Sch 5 (item 24): 30 Jan 2012 (F2011L02397)	--
Financial Sector Legislation Amendment (Prudential Refinements and Other Measures) Act 2010	82, 2010	29 June 2010	Sch 2 (items 1-83, 85-93) and Sch 6 (items 1, 30-42): 27 July 2010 Sch 2 (item 84): 1 Jan 2011 (s 2(1) item 6)	Sch. 2 (items 92, 93)
as amended by
Statute Law Revision Act 2012	136, 2012	22 Sept 2012	Schedule 2 (item 15): 27 July 2010 (s 2(1) item 15)	--
Trade Practices Amendment (Australian Consumer Law) Act (No. 2) 2010	103, 2010	13 July 2010	Schedule 6 (items 1, 68, 69, 164): 1 Jan 2011	--
Acts Interpretation Amendment Act 2011	46, 2011	27 June 2011	Sch 2 (items 730-732) and Sch 3 (items 10, 11): 27 Dec 2011	Sch 3 (items 10, 11)
Statute Law Revision Act 2012	136, 2012	22 Sept 2012	Sch 1 (item 81): 22 Sept 2012 (s 2(1) item 2)	--
Australian Charities and Not-for-profits Commission (Consequential and Transitional) Act 2012	169, 2012	3 Dec 2012	Schedule 2 (item 190): 3 Dec 2012 (s. 2(1))	--
Statute Law Revision Act (No. 1) 2014	31, 2014	27 May 2014	Sch 8 (item 21): 24 June 2014	--
Public Governance, Performance and Accountability (Consequential and Transitional Provisions) Act 2014	62, 2014	30 June 2014	Sch 9 (items 189-192) and Sch 14: 1 July 2014 (s 2(1) items 6, 14)	Sch 14
as amended by
Public Governance and Resources Legislation Amendment Act (No. 1) 2015	36, 2015	13 Apr 2015	Sch 2 (items 7-9) and Sch 7: 14 Apr 2015 (s 2)	Sch 7
as amended by
Acts and Instruments (Framework Reform) (Consequential Provisions) Act 2015	126, 2015	10 Sept 2015	Sch 1 (item 486): 5 Mar 2016 (s 2(1) item 2)	--
Acts and Instruments (Framework Reform) (Consequential Provisions) Act 2015	126, 2015	10 Sept 2015	Sch 1 (item 495): 5 Mar 2016 (s 2(1) item 2)	--
Statute Law Revision Act (No. 1) 2015	5, 2015	25 Feb 2015	Sch 1 (item 22): 25 Mar 2015 (s 2(1) item 2)	--
Acts and Instruments (Framework Reform) (Consequential Provisions) Act 2015	126, 2015	10 Sept 2015	Sch 1 (items 305-310): 5 Mar 2016 (s 2(1) item 2)	--
Statute Law Revision Act (No. 1) 2016	4, 2016	11 Feb 2016	Sch 4 (items 1, 196, 401): 10 Mar 2016 (s 2(1) item 6)	--
Insolvency Law Reform Act 2016	11, 2016	29 Feb 2016	Sch 2 (items 278-283): 1 Mar 2017 (s 2(1) item 5)	--
Financial System Legislation Amendment (Resilience and Collateral Protection) Act 2016	43, 2016	4 May 2016	Sch 1 (items 43, 44, 48): 1 June 2016 (s 2(1) item 2)	Sch 1 (item 48)
Statute Update Act 2016	61, 2016	23 Sept 2016	Sch 3 (item 26): 21 Oct 2016 (s 2(1) item 1)	--
Treasury Laws Amendment (Banking Measures No. 1) Act 2018	9, 2018	5 Mar 2018	Sch 4 (items 2-4): 5 Mar 2018 (s 2(1) item 4)	--
Financial Sector Legislation Amendment (Crisis Resolution Powers and Other Measures) Act 2018	10, 2018	5 Mar 2018	Sch 2: 5 Mar 2018 (s 2(1) item 2)	Sch 2 (items 139-145)
Treasury Laws Amendment (Putting Consumers First--Establishment of the Australian Financial Complaints Authority) Act 2018	13, 2018	5 Mar 2018	s 4: 5 Mar 2018 (s 2(1) item 1) Sch 3 (items 6, 32): 5 Mar 2022 (s 2(1) item 8)	s 4 and Sch 3 (item 32)
Corporations Amendment (Asia Region Funds Passport) Act 2018	61, 2018	29 June 2018	Sch 2A (item 8): 18 Sept 2018 (s 2(1) item 2)	--
Treasury Laws Amendment (Enhancing Whistleblower Protections) Act 2019	10, 2019	12 Mar 2019	Sch 1 (items 21-24): 1 July 2019 (s 2(1) item 2)	Sch 1 (item 24)
Treasury Laws Amendment (Combating Illegal Phoenixing) Act 2020	6, 2020	17 Feb 2020	Sch 1 (items 93, 94): 18 Feb 2020 (s 2(1) item 2)	--
Corporations Amendment (Corporate Insolvency Reforms) Act 2020	130, 2020	15 Dec 2020	Sch 1 (item 110): 1 Jan 2021 (s 2(1) item 2)	--
Financial Sector Reform (Hayne Royal Commission Response) Act 2020	135, 2020	17 Dec 2020	Sch 6 (items 1-5) and Sch 12 (item 11): 1 Jan 2021 (s 2(1) items 8, 12)	--
Financial Regulator Assessment Authority (Consequential Amendments and Transitional Provisions) Act 2021	64, 2021	29 June 2021	Sch 1 (items 10, 11, 14): 1 July 2021 (s 2(1) item 2)	Sch 1 (item 14)
Treasury Laws Amendment (2021 Measures No. 5) Act 2021	127, 2021	7 Dec 2021	Sch 2 (items 57, 58): 8 Dec 2021 (s 2(1) item 3)	--
Treasury Laws Amendment (Cyclone and Flood Damage Reinsurance Pool) Act 2022	13, 2022	31 Mar 2022	Sch 1 (items 1, 27-30): 31 Mar 2022 (s 2(1) item 1)	Sch 1 (items 27-30)
Financial Accountability Regime (Consequential Amendments) Act 2023	68, 2023	14 Sept 2023	Sch 1 (items 35-48) and Sch 2 (items 1, 24): 15 Sept 2023 (s 2(1) items 2, 4)	Sch 2 (items 1, 24)
Treasury Laws Amendment (Modernising Business Communications and Other Measures) Act 2023	69, 2023	14 Sept 2023	Sch 1 (items 110-112): 1 Jan 2024 (s 2(1) item 3)	--
Treasury Laws Amendment (2023 Law Improvement Package No. 1) Act 2023	76, 2023	20 Sept 2023	Sch 2 (items 661-667): 20 Oct 2023 (s 2(1) item 2) Sch 4 (items 78-89, 112-115): 1 Mar 2024 (s 2(1) item 15) Sch 6 (items 33, 34): 21 Sept 2023 (s 2(1) item /span> 22)	Sch 4 (item 114)
Administrative Review Tribunal (Consequential and Transitional Provisions No. 2) Act 2024	39, 2024	31 May 2024	Sch 14 (items 38-47): 14 Oct 2024 (s 2(1) item 2)	--
Treasury Laws Amendment (Financial Market Infrastructure and Other Measures) Act 2024	87, 2024	17 Sept 2024	Sch 1 (items 37, 38): 24 Sept 2024 (s 2(1) item 2) Sch 5 (item 9): 18 Sept 2024 (s 2(1) item 14)	--

Endnote 4--Amendment history

 

Provision affected	How affected
Part I
s 2A....................	ad No 119, 2001
	am No 105, 2008; No 9, 2018
s 3.....................	am No 216, 1973; No 157, 1976; No 31, 1977; No 92, 1981; No 54, 1983; No 129, 1983; No  99, 1987; No 87, 1988; No 16, 1989; No 1, 1992; No 5, 1995; No  60, 1996; No 62, 1997; No 107, 1997; No 35, 1998; No 48, 1998; No 54, 1998; No 44, 1999; No 55, 2001; No 119, 2001; No 121, 2001; No 123, 2001; No 105, 2002; No  42, 2003; No 32, 2007; No 149, 2007; No 154, 2007; No 25, 2008; No 54, 2008; No 105, 2008; No 54, 2009; No 82, 2010; No  169, 2012; No 31, 2014; No 62, 2014; No 5, 2015; No 10, 2018
	ed C56
	am No 61, 2018; No 130, 2020; No 135, 2020; No 127, 2021; No 76, 2023; No 87, 2024
s. 3A....................	ad. No. 1, 1992
	am. No. 54, 1998
	rep. No. 119, 2001
	ad. No. 149, 2007 (as rs. by No. 25, 2008)
	am No 76, 2023
s. 4.....................	am. No. 92, 1981; No. 72, 1984
	rs. No. 107, 1997
	am. Nos. 55 and 119, 2001
	rs No 10, 2018
	ed C56
s 4A....................	ad No 10, 2018
	ed C56
s 4B....................	ad No 10, 2018
s. 5.....................	am. No. 31, 1977; No. 129, 1983; No. 187, 1985; No. 38, 1988; No.  149, 1991; No. 88, 1993; No. 44, 1999; No. 119, 2001
s. 6.....................	rs. No. 216, 1973; No. 119, 2001
s. 7.....................	rs. No. 119, 2001
	am. No. 154, 2007; No. 25, 2008
s. 7A....................	ad. No. 119, 2001
	am. No. 82, 2010 (as am. by No. 136, 2012)
Part II
s 8.....................	rs No 99, 1987; No 54, 1998
	am No 123, 2001; No 135, 2020; No 76, 2023
Part III
Part III..................	rs. No. 119, 2001
Division 1
s. 9.....................	am. No. 129, 1983
	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 82, 2010 (as am. by No. 136, 2012)
s. 10....................	rs. No. 31, 1977
	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 82, 2010 (as am. by No. 136, 2012)
s. 11....................	rep. No. 99, 1987
	ad. No. 119, 2001
s. 11A...................	ad. No. 149, 2007
Division 2
s. 12....................	am. No. 31, 1977
	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 36, 2003; No. 82, 2010
s. 13....................	am. No. 216, 1973
	rs. No. 31, 1977
	rep. No. 129, 1983
	ad. No. 119, 2001
	am. No. 25, 2008
s. 14....................	am. No. 31, 1977; No. 129, 1983
	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 116, 2003; No. 82, 2010 (as am. by No. 136, 2012)
Division 3
s 15....................	rs No 31, 1977
	am No 129, 1983
	rep No 99, 1987
	ad No 119, 2001
	am No 25, 2008; No 10, 2018; No 68, 2023
s. 16....................	rep. No. 31, 1977
	ad. No. 119, 2001
s. 16A...................	ad. No. 82, 2010
s. 17....................	rep. No. 31, 1977
	ad. No. 119, 2001
	am. No. 116, 2003; No. 25, 2008; No. 82, 2010 (as am. by No. 136, 2012)
Division 3A
ss. 17A-17E...............	ad. No. 119, 2001
s. 17F...................	ad. No. 119, 2001
	am. No. 105, 2008
ss. 17G-17I...............	ad. No. 119, 2001
Division 4
s. 18....................	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 82, 2010
s. 19....................	am. No. 31, 1977
	rs. No. 129, 1983
	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 25, 2008
s. 19A...................	ad. No. 129, 1983
	rs. No. 107, 1997
	rep. No. 54, 1998
s. 20....................	am. No. 129, 1983
	rep. No. 99, 1987
	ad. No. 119, 2001
	am. No. 116, 2003; No. 82, 2010 (as am. by No. 136, 2012)
s 21....................	rs No 129, 1983
	am No 107, 1997; No 35, 1998; No 31, 2001
	rs No 119, 2001
	am No 25, 2008; No 10, 2018; No 68, 2023
s. 22....................	am. No. 92, 1981; No. 129, 1983; No. 107, 1997; Nos. 54 and 61, 1998; No. 137, 2000
	rs. No. 119, 2001
s. 22A...................	ad. No. 82, 2010
s. 23....................	am. No. 129, 1983; No. 1, 1992; No. 107, 1997; No. 54, 1998; No.  121, 2001
	rs. No. 119, 2001
s 23A...................	ad No 10, 2018
Division 5
s. 24....................	am. No. 129, 1983; No. 1, 1992; No. 107, 1997; No. 54, 1998; No.  121, 2001
	rs. No. 119, 2001
	am. No. 25, 2008
s 25....................	rep No 31, 1977
	ad No 119, 2001
	am No 37, 2002; No 149, 2007; No 25, 2008; No 68, 2023
s. 25A...................	ad. No. 37, 2002
	rs. No. 25, 2008
	am. No. 25, 2008
s. 26....................	rep. No. 129, 1983
	ad. No. 119, 2001
	am. No. 37, 2002
	rs. No. 25, 2008
s 26A...................	ad No 82, 2010
	am No 39, 2024
s. 27....................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
	am. No. 116, 2003; No. 149, 2007; No. 25, 2008; No. 82, 2010 (as am. by No.  136, 2012)
Division 6
s. 28....................	am. No. 54, 1998
	rs. No. 119, 2001
	am. No. 105, 2008; No. 82, 2010 (as am. by No. 136, 2012)
s 28A...................	ad No 76, 2023
s 29....................	rs No 129, 1983
	am No 1, 1992; No 107, 1997; No 54, 1998
	rs No 119, 2001
	am No 69, 2023
s. 30....................	am. No. 31, 1977; No. 129, 1983; No. 168, 1986; No. 48, 1994; No.  5, 1995; No. 107, 1997; Nos. 48 and 54, 1998; No. 44, 1999
	rs. No. 119, 2001
s. 31....................	am. No. 31, 1977; No. 129, 1983; No. 168, 1986; No. 5, 1995; No.  107, 1997; No. 54, 1998; No. 31, 2001
	rs. No. 119, 2001
Part IIIA
Part IIIA.................	ad. No. 119, 2001
Division 1
s. 32....................	am. No. 31, 1977
	rs. No. 119, 2001
	am. No. 37, 2002; No. 154, 2007; No. 25, 2008; No. 82, 2010; No 126, 2015; No 10, 2018
s. 33....................	am. No. 31, 1977; No. 92, 1981; No. 129, 1983; No. 168, 1986; No.  48, 1994; No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
	am. No. 37, 2002
	rep. No. 154, 2007
s. 34....................	am. No. 107, 1997; Nos. 35 and 54, 1998
	rs. No. 119, 2001
s. 34A...................	ad. No. 35, 1998
	am. No. 54, 1998; No. 31, 2001 (as rep. by No. 117, 2001)
	rep. No. 119, 2001
s. 35....................	am. No. 129, 1983; No. 107, 1997
	rs. No. 119, 2001
s. 35A...................	ad. No. 116, 2003
	rep. No. 154, 2007
Division 2
Division 2................	rep. No. 25, 2008
	ad No 10, 2018
s. 36....................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
	rep. No. 25, 2008
s 36A...................	ad No 10, 2018
	am No 76, 2023
s 36B...................	ad No 10, 2018
s 36C...................	ad No 10, 2018
s. 37....................	am. No. 129, 1983; No. 32, 1991; No. 1, 1992; No. 107, 1997; No.  54, 1998; No. 31, 2001
	rs. No. 119, 2001
	am. No. 116, 2003
	rep. No. 25, 2008
Division 3
s. 38....................	rs. No. 119, 2001
s. 38AA.................	ad. No. 154, 2007
	am. No. 82, 2010
Division 4
Division 4................	ad. No. 154, 2007
	am No 10, 2019
Subdivision A.............	rep No 10, 2019
s. 38A...................	ad. No. 154, 2007
	am. No. 82, 2010; No 10, 2018
	rep No 10, 2019
s 38B...................	ad. No. 154, 2007
	rep No 10, 2019
s 38C...................	ad No 154, 2007
	rep No 10, 2019
s 38D...................	ad No 154, 2007
	rep No 10, 2019
s 38E...................	ad. No. 154, 2007
	am. No. 82, 2010; No 10, 2018
	rep No 10, 2019
Subdivision B heading........	rep No 10, 2019
s. 38F...................	ad. No. 154, 2007
Part IV
Part IV..................	rs. No. 119, 2001
Division 1
Division 1 heading..........	rs. No. 82, 2010
s. 39....................	am. No. 92, 1981; No. 129, 1983; No. 107, 1997
	rs. No. 119, 2001
	am. No. 154, 2007; No. 25, 2008; No. 82, 2010
s. 40....................	am. No. 129, 1983; No. 107, 1997; No. 54, 1998; No. 31, 2001
	rs. No. 119, 2001
	rep. No. 154, 2007
	ad. No. 82, 2010
s. 41....................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
s. 42....................	am. No. 129, 1983
	rs. No. 119, 2001
	am. No. 37, 2002
	rep. No. 154, 2007
s 43....................	am No 129, 1983; No 54, 1998
	rs No 119, 2001
	am No 37, 2002; No 154, 2007; No 25, 2008; No 82, 2010; No 68, 2023
s. 43A...................	ad. No. 25, 2008
s 44....................	am No 129, 1983; No 1, 1992; No 107, 1997; No 35, 1998; No 54, 1998; No 31, 2001
	rep No 121, 2001
	ad No 119, 2001
	rs No 25, 2008
	am No 68, 2023
s. 45....................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997
	rs. No. 35, 1998
	am. No. 54, 1998
	rep. No. 121, 2001
	ad. No. 119, 2001
	rs. No. 25, 2008
s. 46....................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
	am. No. 82, 2010
s. 47....................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997
	rs. No. 119, 2001
	am. No. 116, 2003
	rep. No. 154, 2007
s 48....................	am No 129, 1983; No 107, 1997; No 35, 1998; No 54, 1998; No 31, 2001
	rs No 119, 2001; No 154, 2007
	am No 25, 2008; No 11, 2016; No 68, 2023
s. 48A...................	ad. No. 1, 1992
	am. No. 107, 1997; No. 54, 1998; No. 31, 2001
	rep. No. 119, 2001
s. 48B...................	ad. No. 1, 1992
	am. No. 54, 1998
	rep. No. 119, 2001
Division 2
s 49....................	am No 129, 1983; No 107, 1997; No 54, 1998
	rep No 121, 2001
	ad No 119, 2001
	am No 116, 2003; No 82, 2010 (as am by No 136, 2012); No 68, 2023
s 49A...................	ad No 107, 1997
	rs No 119, 2001
	am No 154, 2007; No 82, 2010 (as am by No 136, 2012); No 68, 2023
s 49B...................	ad No 107, 1997
	am No 48, 1998; No 54, 1998; No 44, 1999
	rs No 119, 2001
	am No 116, 2003; No 82, 2010; No 68, 2023
s. 49C...................	ad. No. 107, 1997
	am. No. 54, 1998; No. 137, 2000
	rs. No. 119, 2001
	rep No 10, 2018
s. 49D...................	ad. No. 107, 1997
	am. No. 54, 1998
	rs. No. 119, 2001
	rep. No. 154, 2007
	ad. No. 82, 2010
s. 49DA.................	ad. No. 82, 2010
Division 3
s. 49E...................	ad. No. 107, 1997
	am. Nos. 48 and 54, 1998; No. 44, 1999
	rs. No. 119, 2001
s. 49F...................	ad. No. 107, 1997
	am. No. 54, 1998; No. 31, 2001
	rs. No. 119, 2001
	am. No. 82, 2010 (as am. by No. 136, 2012)
s. 49G...................	ad. No. 107, 1997
	am. No. 54, 1998; No. 55, 2001
	rs. No. 119, 2001
s. 49H...................	ad. No. 107, 1997
	am. No. 54, 1998
	rs. No. 119, 2001
	am. No. 25, 2008
Division 4
s. 49J...................	ad. No. 107, 1997
	am. Nos. 35 and 54, 1998; No. 31, 2001
	rep. No. 121, 2001
	ad. No. 119, 2001
	am. No. 82, 2010
s. 49K...................	ad. No. 107, 1997
	rs. No. 35, 1998
	am. No. 54, 1998
	rep. No. 121, 2001
	ad. No. 119, 2001
s. 49L...................	ad. No. 107, 1997
	am. No. 54, 1998
	rs. No. 119, 2001
	am. No. 116, 2003; No. 82, 2010 (as am. by No. 136, 2012)
Division 5
s. 49M..................	ad. No. 107, 1997
	rs. No. 119, 2001
	rep. No. 25, 2008
s. 49N...................	ad. No. 107, 1997
	am. No. 54, 1998; No. 31, 2001
	rs. No. 119, 2001
	am. No. 37, 2002
	rep. No. 25, 2008
s. 49P...................	ad. No. 107, 1997
	am. No. 54, 1998
	rep. No. 121, 2001
	ad. No. 119, 2001
	am. No. 116, 2003
	rep. No. 25, 2008
s. 49Q...................	ad. No. 119, 2001
	am. No. 82, 2010 (as am. by No. 136, 2012)
Division 6
Division 6................	ad. No. 154, 2007
s. 49R...................	ad. No. 154, 2007
	am. No. 82, 2010
Part IVA.................	ad. No. 107, 1997
	rep. No. 119, 2001
Part V
Part V heading.............	rs. No. 149, 2007
s 50....................	am No 92, 1981; No 1, 1992; No 210, 1992; No 107, 1997; No 54, 1998; No 55, 2001 (as am by No  116, 2003); No 119, 2001; No 8, 2007; No 10, 2018; No 76, 2023
s. 51....................	am. No. 31, 1977; No. 129, 1983; No. 48, 1994; No. 107, 1997; No.  54, 1998; Nos. 31 and 119, 2001
	rep. No. 25, 2008
s 52....................	am No 129, 1983; No 1, 1992; No 107, 1997; No 54, 1998; No 119, 2001; No 121, 2001; No  100, 2005; No 149, 2007; No 25, 2008; No 82, 2010; No 11, 2016
s. 53....................	rep. No. 1, 1992
s. 54....................	am. No. 129, 1983; No. 1, 1992; No. 107, 1997; No. 54, 1998; No.  119, 2001
s. 55....................	am. No. 1, 1992; No. 107, 1997; No. 54, 1998; No. 119, 2001 (as am. by No.  100, 2005)
s. 56....................	am. No. 129, 1983; No. 1, 1992; No. 107, 1997; No. 54, 1998; No.  137, 2000; No 4, 2016
s. 57....................	am. No. 1, 1992; No. 54, 1998
s. 58....................	am. No. 1, 1992; No. 107, 1997; No. 54, 1998
s. 59....................	am. No. 1, 1992; No. 107, 1997; No. 54, 1998; No. 119, 2001; No.  42, 2003
s. 60....................	am. No. 129, 1983; No. 1, 1992; No. 107, 1997; No. 54, 1998; No.  119, 2001; No. 25, 2008; No. 82, 2010
s. 61....................	am. No. 129, 1983; No. 107, 1997
s. 62....................	am. No. 31, 1977; No. 129, 1983; No. 168, 1986; No. 1, 1992; No.  107, 1997; No. 54, 1998; Nos. 31, 119 and 121, 2001
	rep. No. 25, 2008
Part VA
Part VA..................	ad. No. 149, 2007
ss. 62A-62H..............	ad. No. 149, 2007
s. 62J...................	ad. No. 149, 2007
Part VB
Part VB heading............	rs No 10, 2018
Part VB..................	ad. No. 105, 2008
Division 1
s 62K...................	ad No 105, 2008
s 62L...................	ad No 105, 2008
	am No 10, 2018
s 62M...................	ad No 105, 2008
	am No 82, 2010; No 10, 2018; No 68, 2023
s. 62N...................	ad. No. 105, 2008
s 62P...................	ad No 105, 2008
	rs No 10, 2018
s 62PA..................	ad No 10, 2018
s 62PB..................	ad No 10, 2018
s 62PC..................	ad No 10, 2018
s 62PD..................	ad No 10, 2018
	am No 87, 2024
s 62PE..................	ad No 10, 2018
s 62Q...................	ad No 105, 2008
	rep No 10, 2018
s. 62R...................	ad. No. 105, 2008
	am. No. 82, 2010; No 10, 2018
s. 62S...................	ad. No. 105, 2008
	am. No. 131, 2009
s. 62T...................	ad. No. 105, 2008
	am. No. 82, 2010
	rs No 10, 2018
s. 62U...................	ad. No. 105, 2008
	am No 10, 2018
s. 62V...................	ad. No. 105, 2008
	am No 43, 2016
	rs No 10, 2018
s 62W...................	ad No 105, 2008
	am No 10, 2018; No 68, 2023
s. 62X...................	ad. No. 105, 2008
s. 62Y...................	ad. No. 105, 2008
s. 62Z...................	ad. No. 105, 2008
	am No 10, 2018
s. 62ZA..................	ad. No. 105, 2008
s. 62ZB..................	ad. No. 105, 2008
	am No 43, 2016
	rs No 10, 2018
s. 62ZC..................	ad. No. 105, 2008
s. 62ZD..................	ad. No. 105, 2008
	rs. No. 82, 2010
s 62ZE..................	ad No 105, 2008
s 62ZF..................	ad No 105, 2008
	am No 10, 2018
s 62ZG..................	ad No 105, 2008
s 62ZH..................	ad No 105, 2008
s. 62ZI..................	ad. No. 105, 2008
	am. No. 82, 2010; No 10, 2018
s 62ZJ...................	ad No 105, 2008
	am No 10, 2018
s 62ZK..................	ad No 105, 2008
	am No 10, 2018
s 62ZL..................	ad No 105, 2008
s 62ZM..................	ad No 105, 2008
	rs No 10, 2018
	am No 6, 2020
s. 62ZN..................	ad. No. 105, 2008
	am. No. 103, 2010
s. 62ZO..................	ad. No. 105, 2008
	rep No 10, 2018
Division 1A
Division 1A...............	ad No 10, 2018
Subdivision A
s 62ZOA.................	ad No 10, 2018
s 62ZOB.................	ad No 10, 2018
s 62ZOC.................	ad No 10, 2018
Subdivision B
s 62ZOD.................	ad No 10, 2018
s 62ZOE.................	ad No 10, 2018
s 62ZOF.................	ad No 10, 2018
s 62ZOG.................	ad No 10, 2018
s 62ZOH.................	ad No 10, 2018
	ed C57
s 62ZOI..................	ad No 10, 2018
s 62ZOJ.................	ad No 10, 2018
s 62ZOK.................	ad No 10, 2018
	am No 6, 2020
s 62ZOL.................	ad No 10, 2018
	am No 6, 2020
s 62ZOM.................	ad No 10, 2018
s 62ZON.................	ad No 10, 2018
s 62ZOO.................	ad No 10, 2018
s 62ZOP.................	ad No 10, 2018
s 62ZOQ.................	ad No 10, 2018
s 62ZOR.................	ad No 10, 2018
s 62ZOS.................	ad No 10, 2018
s 62ZOT.................	ad No 10, 2018
s 62ZOU.................	ad No 10, 2018
s 62ZOV.................	ad No 10, 2018
	am No 87, 2024
s 62ZOW.................	ad No 10, 2018
s 62ZOX.................	ad No 10, 2018
s 62ZOY.................	ad No 10, 2018
	am No 68, 2023
s 62ZOZ.................	ad No 10, 2018
s 62ZOZA................	ad No 10, 2018
	am No 76, 2023
s 62ZOZB................	ad No 10, 2018
Division 2
s 62ZP..................	ad No 105, 2008
	am No 11, 2016
s. 62ZQ..................	ad. No. 105, 2008
	am. No. 82, 2010
	rs No 10, 2018
s 62ZR..................	ad No 105, 2008
	am No 10, 2018
s 62ZS..................	ad No 105, 2008
	am No 10, 2018
s 62ZT..................	ad No 105, 2008
	am No 10, 2018
Division 3
s. 62ZU..................	ad. No. 105, 2008
	am No 10, 2018
s. 62ZV..................	ad. No. 105, 2008
	am. No. 82, 2010; No. 136, 2012; No 10, 2018
	ed C56
Division 4
Division 4................	ad No 10, 2018
s 62ZVA.................	ad No 10, 2018
Part VC
Part VC..................	ad. No. 105, 2008
Division 1
s. 62ZW.................	ad. No. 105, 2008
	am. No. 82, 2010; No 10, 2018
ss. 62ZX-62ZZ.............	ad. No. 105, 2008
s. 62ZZA.................	ad. No. 105, 2008
	am. No. 82, 2010
s. 62ZZB.................	ad. No. 105, 2008
	rep. No. 82, 2010
Division 2
s. 62ZZC.................	ad. No. 105, 2008
	am. No. 82, 2010; No 126, 2015; No 10, 2018
s. 62ZZD.................	ad. No. 105, 2008
s. 62ZZE.................	ad. No. 105, 2008
	am. No. 82, 2010
Division 3
s 62ZZF.................	ad No 105, 2008
	am No 82, 2010
s 62ZZFA................	ad No 10, 2018
s 62ZZG.................	ad No 105, 2008
	am No 82, 2010; No 10, 2018
s 62ZZGA................	ad No 10, 2018
s 62ZZH.................	ad No 105, 2008
	am No 82, 2010; No 10, 2018
s 62ZZI..................	ad No 105, 2008
	am No 82, 2010
s 62ZZJ..................	ad No 105, 2008
	am No 82, 2010; No 10, 2018
s. 62ZZK.................	ad. No. 105, 2008
	am No 10, 2018
s. 62ZZKA...............	ad. No. 42, 2009
	am No 10, 2018
s. 62ZZL.................	ad. No. 105, 2008
s. 62ZZM................	ad. No. 105, 2008
	am. No. 42, 2009; No. 82, 2010; No 10, 2018
s 62ZZMA................	ad No 10, 2018
s 62ZZMB................	ad No 10, 2018
s 62ZZMC................	ad No 10, 2018
s 62ZZMD................	ad No 10, 2018
Division 4
s. 62ZZN.................	ad. No. 105, 2008
s. 62ZZO.................	ad. No. 105, 2008
	am. No. 82, 2010; No 10, 2018
s. 62ZZP.................	ad. No. 105, 2008
	am. No. 42, 2009; No. 82, 2010; No 10, 2018
s. 62ZZQ.................	ad. No. 105, 2008
	am. No. 82, 2010; No 10, 2018
ss. 62ZZR-62ZZT...........	ad. No. 105, 2008
s. 62ZZU.................	ad. No. 105, 2008
	am. No. 82, 2010
Division 5
Division 5 heading..........	rs. No. 103, 2010
s. 62ZZV.................	ad. No. 105, 2008; No. 103, 2010
Part VI
Part VI..................	rs No 31, 1977
s 63....................	rs No 31, 1977
	am No 129, 1983; No 107, 1997; No 54, 1998; No 119, 2001; No 37, 2002; No 38, 2005; No 25, 2008; No 39, 2024
s 64....................	rep No 31, 1977
	ad No 129, 1983
	am No 107, 1997; No 54, 1998; No 25, 2008; No 39, 2024
Part VII
Division 1
Division 1................	ad. No. 35, 1998
s. 65....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 25, 2008
s. 66....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 55, 2001
Division 2
Division 2................	ad. No. 35, 1998
s. 67....................	rep. No. 31, 1977
	ad. No. 35, 1998
s. 68....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 154, 2007
s. 69....................	rep. No. 31, 1977
	ad. No. 35, 1998
s. 70....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 154, 2007; No 4, 2016
ss. 71-73.................	rep. No. 31, 1977
	ad. No. 35, 1998
Division 3
Division 3 heading..........	rs. No. 54, 1998
Division 3................	ad. No. 35, 1998
s. 74....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 25, 2008; No 4, 2016
s. 75....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 55, 2001; No. 154, 2007
s. 76....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 25, 2008
Division 4
Division 4................	ad. No. 35, 1998
Subdivision A
Subdivision A heading........	rs. No. 54, 1998
Heading to s. 77............	am. No. 54, 1998
s. 77....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No 4, 2016
s. 78....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 46, 2011; No. 25, 2008; No 4, 2016
Subdivision B
s. 79....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998
s. 80....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 137, 2000
s. 81....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998
s. 82....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 137, 2000
ss. 83, 84.................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998
s. 85....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998; No. 42, 2003
s. 86....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998
Subdivision C
s. 87....................	rep. No. 31, 1977
	ad. No. 35, 1998
Division 5
Division 5................	ad. No. 35, 1998
s. 88....................	rep. No. 31, 1977
	ad. No. 35, 1998
	am. No. 54, 1998
s. 89....................	rep. No. 157, 1976
	ad. No. 35, 1998
ss. 90, 91.................	rep. No. 31, 1977
	ad. No. 35, 1998
s 92....................	rep No 31, 1977
	ad No 35, 1998
	am No 55, 2001; No 11, 2016
ss. 92A-92C..............	ad. No. 35, 1998
s. 92D...................	ad. No. 35, 1998
	am. No. 54, 1998
ss. 92E, 92F...............	ad. No. 35, 1998
s. 92G...................	ad. No. 35, 1998
	am. No. 54, 1998
s. 92H...................	ad. No. 35, 1998
	am. No. 54, 1998
s. 92J...................	ad. No. 35, 1998
ss. 92K-92M..............	ad. No. 35, 1998
	am. No. 54, 1998
ss. 92N-92P...............	ad. No. 35, 1998
ss. 92Q, 92R..............	ad. No. 35, 1998
	am. No. 54, 1998; No. 25, 2008
s. 92S...................	ad. No. 35, 1998
	am. No. 25, 2008
Division 6
Division 6 heading..........	ad No 35, 1998
s 93....................	am No 31, 1977; No 129, 1983; No 107, 1997; No 35, 1998; No 54, 1998; No 119, 2001; No 25, 2008; No 46, 2011; No 39, 2024
	exp (s 93(3), (6), (10))
Division 7
Division 7 heading..........	ad. No. 35, 1998
s. 94....................	am. No. 129, 1983; No. 107, 1997
	rs. No. 35, 1998
	am. No. 119, 2001; No 4, 2016
s. 94A...................	ad. No. 35, 1998
	am. No. 54, 1998
s. 95....................	am. No. 107, 1997
	rs. No. 35, 1998
s. 96....................	am. No. 54, 1998
	rs. No. 35, 1998
	am. No. 54, 1998
s. 97....................	rs. No. 35, 1998
	am. No. 54, 1998
s. 98....................	am. No. 107, 1997
Part VIII
s. 99....................	rs. No. 119, 2001
s. 100...................	am. No. 107, 1997
s. 101...................	rep. No. 31, 1977
s. 102...................	am. No. 92, 1981; No. 119, 2001
s. 103...................	am. No. 92, 1981; No. 149, 2007
Part IX
Part IX..................	rep. No. 54, 1998
	ad. No. 25, 2008
Division 1
Division 1................	ad. No. 82, 2010
s 103A..................	ad No 82, 2010
	am No 10, 2018
s 103B..................	ad No 82, 2010
	am No 10, 2018
s 103C..................	ad No 82, 2010
	am No 10, 2018
s 103D..................	ad No 82, 2010
	am No 10, 2018
s 103E..................	ad No 82, 2010
	am No 10, 2018
s 103F...................	ad No 82, 2010
s 103G..................	ad No 82, 2010
s 103H..................	ad No 82, 2010
s. 103J..................	ad. No. 82, 2010
s. 103K..................	ad. No. 82, 2010
	am No 43, 2016
	rs No 10, 2018
s. 103L..................	ad. No. 82, 2010
	am No 10, 2018
s. 103M..................	ad. No. 82, 2010
s. 103N..................	ad. No. 82, 2010
	am. No. 82, 2010
Division 2
Division 2 heading..........	ad. No. 82, 2010
s. 104...................	rep. No. 129, 1983
	ad. No. 25, 2008
	am. No. 82, 2010; No 10, 2018
s. 105...................	am. No. 31, 1977; No. 129, 1983; No. 1, 1992; No. 107, 1997
	rep. No. 54, 1998
	ad. No. 25, 2008
	am. No. 105, 2008; No 43, 2016; No 10, 2018
s. 105A..................	ad. No. 31, 1977
	am. No. 129, 1983; No. 107, 1997
	rep. No. 54, 1998
s 106...................	am No 129, 1983; No 107, 1997
	rep No 54, 1998
	ad No 25, 2008
	am No 10, 2018; No 76, 2023
s. 107...................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997
	rep. No. 54, 1998
	ad. No. 25, 2008
	rep No 10, 2018
s. 108...................	am. No. 31, 1977; No. 129, 1983
	rep. No. 54, 1998
	ad. No. 25, 2008
	am No 10, 2018
Division 3
Division 3................	ad No 10, 2018
s 109...................	rs No 31, 1977
	am No 129, 1983; No 107, 1997
	rep No 54, 1998
	ad No 10, 2018
s 109A..................	ad No 10, 2018
s 109B..................	ad No 10, 2018
s 109C..................	ad No 10, 2018
s 109D..................	ad No 10, 2018
s 109E..................	ad No 10, 2018
	am No 135, 2020
	ed C60
	am No 64, 2021
s 109F...................	ad No 10, 2018
s 109G..................	ad No 10, 2018
s 109H..................	ad No 10, 2018
s 110...................	rep No 31, 1977
s 111...................	rep No 31, 1977
s 112...................	rep No 31, 1977
s 113...................	am No 31, 1977; No 129, 1983
	rep No 16, 1989
	ad No 107, 1997
	am No 54, 1998; No 31, 2001
	rep No 123, 2001
s 114...................	am No 54, 1998
	rep No 119, 2001
Part X
s 114...................	ad No 135, 2020
s 115...................	rs No 31, 1977
	am No 129, 1983; No 107, 1997; No 54, 1998; No 119, 2001; No 121, 2001; No 36, 2003
ss. 115AA, 115AB..........	ad. No. 149, 2007
s. 115A..................	ad. No. 31, 1977
	am. No. 107, 1997; No. 54, 1998; Nos. 119 and 121, 2001; No. 36, 2003; No. 149, 2007
s. 116...................	am. No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
	am. No. 105, 2008
s. 116A..................	ad. No. 119, 2001
	am. Nos. 25 and 105, 2008; No. 75, 2009; No. 82, 2010
s. 117...................	am. No. 107, 1997; No. 54, 1998
	rs. No. 119, 2001
	am. No. 37, 2002
s. 117A..................	ad. No. 1, 1992
	am. No. 107, 1997; Nos. 31 and 121, 2001
	rep. No. 119, 2001
s. 118...................	am. No. 31, 1977; No. 107, 1997; No. 54, 1998; No. 119, 2001; No.  37, 2002; No. 149, 2007
s. 119...................	am. No. 129, 1983; No. 48, 1994; No. 107, 1997; Nos. 48 and 54, 1998
	rep. No. 119, 2001
s. 120...................	am. No. 107, 1997; No. 35, 1998; No. 119, 2001; No 4, 2016
s. 121...................	am. No. 107, 1997; Nos. 35 and 54, 1998
s. 122...................	am. No. 54, 1998; No. 119, 2001
s 123...................	am No 129, 1983; No 1, 1992; No 35, 1998; No 54, 1998; No 119, 2001, No 121, 2001
	rep No 76, 2023
s. 124...................	am. No. 31, 1977; No. 54, 1998; No 61, 2016
	ed C54
s. 125...................	am. No. 129, 1983
	rs. No. 54, 1998
s 126...................	rs No 31, 1977
	am No 99, 1987; No 6, 1992
	rs No 107, 1997
	rep No 54, 1998
	ad No 119, 2001
s 127...................	am No 31, 1977; No 177, 1981 (as am by No 26, 1982); No 129, 1983 (as am by No  72, 1984); No 107, 1997
	rep No 54, 1998
	ad No 119, 2001
	am No 10, 2018
s 127A..................	ad No 105, 2008
s 127B..................	ad No 10, 2018
s 127C..................	ad No 10, 2018
s 127D..................	ad No 10, 2018
	am No 76, 2023
s 127E..................	ad No 10, 2018
s 127F...................	ad No 13, 2022
s 128...................	am No 92, 1981; No 129, 1983; No 16, 1989; No 1, 1992; No 107, 1997; No  35, 1998; No 137, 2000; No 31, 2001; No 55, 2001; No 119, 2001; No 121, 2001
s 128A..................	ad No 119, 2001
	am No 25, 2008
s 129...................	am No 129, 1983
s 129AA.................	ad No 10, 2018
	am No 68, 2023
s 129A..................	ad No 129, 1983
	am No 119, 2001; No 25, 2008
s 129B..................	ad No 129, 1983
	rep No 107, 1997
s 129C..................	ad No 144, 1995
	am No 62, 1997; No 119, 2001
	rep No 13, 2018
s 129D..................	ad No 144, 1995
	am No 54, 1998; No 119, 2001
	rs No 75, 2009
s 129E..................	ad No 105, 2008
s. 130...................	am. No. 107, 1997; No. 54, 1998
s. 131...................	am. No. 1, 1992; No. 119, 2001
s. 131A..................	ad. No. 105, 2008
	am No 62, 2014; No 126, 2015
s 131B..................	ad. No. 105, 2008
s. 132...................	am. No. 31, 1977; No. 129, 1983; No. 107, 1997; Nos. 48 and 54, 1998; No. 121, 2001
Schedule.................	am. No. 31, 1977; No. 129, 1983; No. 54, 1998
	rep. No. 35, 1998
Schedule 1
Schedule 1................	ad. No. 105, 2008
Part 1
cc. 1-5..................	ad. No. 105, 2008
Part 2
cc. 6-9..................	ad. No. 105, 2008