Commonwealth Consolidated Acts

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INSURANCE CONTRACTS ACT 1984 - SECT 11AB

Consumer insurance contracts

  (1)   For the purposes of this Act, a contract of insurance is a consumer insurance contract if the insurance is obtained wholly or predominantly for the personal, domestic or household purposes of the insured.

  (2)   A contract of insurance is also a consumer insurance contract if:

  (a)   it is for new business; and

  (b)   the insurer, before the contract is entered into, gives the insured a written notice stating that the contract is a consumer insurance contract.

  (3)   If it is alleged in a proceeding in relation to a contract of insurance that the contract is a consumer insurance contract, it is presumed that the contract is a consumer insurance contract unless the contrary is established.

 


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