In these Regulations:
"Act" means the National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 .
"associate" has the meaning given by regulation 4.
"financial counselling association" has the same meaning as in ASIC Class Order [CO 03/1063] .
"financial counselling service" means a counselling and advocacy service provided predominantly for the purpose of assisting individuals who are in financial difficulty to resolve their problems.
"registered debt agreement administrator" means a person registered by the Insolvency and Trustee Service Australia as a debt agreement administrator under Part IX of the Bankruptcy Act 1966 .