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MOTOR ACCIDENT INJURIES ACT 2017 - SECT 6.3
Duty of claimants and insurers to act with good faith
6.3 Duty of claimants and insurers to act with good faith
(1) A claimant and
an insurer each have a duty to act towards the other with good faith in
connection with a claim.
(2) The duty of a claimant to act with good faith
includes the following duties-- (a) a duty to act honestly and not mislead,
(b) a duty to disclose all relevant information (including reports by health
professionals) in a timely manner,
(c) a duty to promptly do all things
reasonably necessary to facilitate the resolution of any dispute involving the
claim.
(3) The duty of an insurer to act with good faith includes the
following duties-- (a) the duty to provide a claimant with information about
entitlements to statutory benefits and damages,
(b) the duty to provide a
claimant with all relevant information (including reports by health
professionals) relied on to make a decision on a claim,
(c) the duty to
provide written reasons for all decisions that materially affect a claimant's
entitlement to statutory benefits or damages,
(d) the duty to advise a
claimant of any right under this Act to review any such decision of the
insurer,
(e) the duty to make prompt payment of statutory benefits and
damages.
(4) It is a condition of an insurer's licence under this Act that
the insurer must comply with a duty under this section.
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