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MOTOR ACCIDENT INSURANCE ACT 1994 - SECT 42
Payment of medical expenses etc.
42 Payment of medical expenses etc.
(1) Once liability has been admitted, it is the duty of the insurer to make
payments to or for the claimant for private hospital, medical and
pharmaceutical expenses reasonably and appropriately incurred because of the
injury or a proportionate part of the expenses reflecting the extent of the
insurer’s responsibility (assuming the claimant to be guilty of contributory
negligence as asserted by the insurer).
(2) A payment must be made under this
section on presentation of an account made up, and verified, as required by
regulation.
(3) However, the insurer is not required to make a payment in
relation to the claimant’s treatment, care and support needs as a result of
the injury if— (a) the claimant is, when the needs arise, a participant in
the injury insurance scheme in relation to a serious personal injury resulting
from the motor vehicle accident the subject of the claim; or
(b) the needs
arise after an amount is paid to the claimant, or a person acting for the
claimant, under the National Injury Act , section 44 (3) (a) in relation to a
personal injury resulting from the motor vehicle accident the subject of the
claim.
(4) Subsection (3) applies— (a) whether or not the injury the
subject of the claim is a serious personal injury; and
(b) whether or not the
treatment, care and support needs are an approved service for the claimant
under the National Injury Act ; and
(c) whether or not the insurance agency
must, under that Act, make a payment in relation to the treatment, care and
support needs; and
(d) whether or not the treatment, care and support is
provided without charge.
(5) An insurer may recover payments made under this
section if it later appears that the admission of liability was induced by
fraud.
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