(1)  In this Division –

benefit multiple factor means the benefit multiple factor derived by reference to the rate of contribution of a contributor and –

(a) in respect of the service of an existing contributor before 1 July 1993, is as follows:

Contribution rate (% of salary)	Benefit multiple factor
0	0.000
2.75	0.100
5.5	0.200
6	0.206
7	0.217
8	0.229
9	0.242
10	0.254
11	0.267

(b) in respect of the service of a contributor on or after 1 July 1993, is as follows:

Contribution rate (% of salary)	Benefit multiple factor
0	0.0000
2.5	0.1000
5	0.2000
6	0.2125
7	0.2250
8	0.2375
9	0.2500
10	0.2625
11	0.2750
12	0.2850
13	0.2950
14	0.3050
15	0.3150

(2)  For the purposes of this Division, if a contributor has been absent on leave without pay, or on less than full pay –

(a) during the period of 3 years immediately preceding the time of his or her –

(i) resignation or dismissal; or

(ii) redundancy or compulsory retirement; or

(iii) retirement due to age, total and permanent incapacity or partial and permanent incapacity; or

(iv) death; or

(b) during the 12 months immediately preceding the commencement of his or her interim invalidity pension –

the contributor's average annual salary is to be calculated as if he or she had continued to be employed in the same capacity on his or her full pay during the whole period.